99 Loretta Drive, Niagara-on-the-Lake, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium concrete poured construction, this residence presents an exceptional opportunity offered at $799,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 45.93 x 118.11 ft lot
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Auto Garage Door Remote, Sump Pump
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Tucked into the heart of Virgil, 99 Loretta Drive is a warm and welcoming 4-bedroom brick home designed for comfortable family living. The open-concept main floor offers an easy flow for everyday life, with a bright living room, spacious eat-in area, and a beautifully finished kitchen featuring Cambria quartz countertops, soft-close cabinetry, and an oversized shaker-style island with plenty of storage. Step through the 8-ft patio doors to a fully fenced backyard, ideal for kids, pets, and summer evenings outdoors. Upstairs, generous bedrooms and large windows create a bright, airy feel, while the primary suite offers ensuite privilege and a 9' x 5' walk-in closet. Main-floor laundry, a double-car garage, and a walkable location add to the appeal. Just steps to the arena, playground, Centennial Sports Park, banking, and groceries, and only minutes to Niagara-on-the-Lake and the Niagara River Parkway, this home delivers space, convenience, and small-town charm.
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Lake/Pond, Park, Rec./Commun.Centre, School, Library, Golf
Interior Features
Auto Garage Door Remote, Sump Pump
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 99 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.
Configure Loan Settings
About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $799,000 in Niagara-on-the-Lake, the legal minimum down payment is $54,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,455 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,455.
Nearby Listings
No current listings found in Niagara-on-the-Lake.
Similar Listings Nearby
City & Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Local Schools Guide
Elementary Schools
Secondary Schools
Homes & Housing
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.