92 Loretta Drive, Unit 14, Niagara-on-the-Lake, ON
Property Highlights
Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of Virgil. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $819,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms
- Generous living space spanning 1200-1399 sqft
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 1.5 garage spaces (3.0 total parking spaces) with a convenient attached configuration
- Notable attributes: Primary Bedroom - Main Floor, Sump Pump
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to a beautifully maintained end-unit townhome that combines timeless style, everyday comfort, and an unbeatable location in the charming community of Virgil. Framed by established landscaping and an inviting covered front entrance, this home offers impressive curb appeal from the moment you arrive.Inside, a bright and spacious entryway opens into a main living space featuring soaring vaulted ceilings, abundant natural light, and a cozy gas fireplace. The well-appointed kitchen offers generous cabinetry, a charming breakfast area, and direct access to a private outdoor composite deck-an ideal setting for morning coffee or relaxing evenings.Designed for flexibility and convenience, the main floor includes a spacious primary bedroom complete with a walk-in closet and a private 3-piece ensuite. A second bedroom provides the perfect space for guests, a home office, or a hobby room. The fully finished lower level expands the living space with a spacious recreation room and two additional bedrooms, offering the perfect setup for overnight guests or extended family. Conveniently located just steps from visitor parking, making it effortless to host.Enjoy a vibrant lifestyle just steps from your front door. Walk to local craft breweries, parks, groceries, and nearby amenities, including the Virgil Sports Park, all while experiencing the charming atmosphere that makes this community so desirable. Low-maintenance living at its best.
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Property Summary
This townhouse located at 92 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available for 12 days. This property is listed at $819,000 with an estimated mortgage of $2,726* per month. It has 4 beds, 3 bathrooms, and is 1200-1399 square feet. 92 Loretta Drive, Niagara-on-the-Lake is in the Virgil neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Virgil, Niagara-on-the-Lake.
- •4 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •1200-1399 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in Virgil, Niagara-on-the-Lake.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Cul de Sac/Dead End
- Park
Interior Features
- Primary Bedroom - Main Floor
- Sump Pump
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in Niagara-on-the-Lake?
If you are looking for a house in Niagara-on-the-Lake or researching Niagara-on-the-Lake real estate for sale, this 4-bedroom condo apartment at 92 Loretta Drive, Unit 14, Niagara-on-the-Lake, ON offers an exceptional opportunity to buy a home in Niagara-on-the-Lake, Ontario. Whether you are a first-time Niagara-on-the-Lake home buyer or comparing active Niagara-on-the-Lake MLS® homes for sale, working with a dedicated Niagara-on-the-Lake buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Niagara-on-the-Lake realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Niagara-on-the-Lake Buyer Budget & Costs
Estimated mortgage: $2,726*/month*. Estimated Ontario Land Transfer Tax: $12,855. First-time Niagara-on-the-Lake home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in Niagara-on-the-Lake
Frequently Asked Questions about 92 Loretta Drive, Unit 14, Niagara-on-the-Lake, ON
Q.What is the asking price for 92 Loretta Drive, Unit 14, Niagara-on-the-Lake, ON ?
The current listing price for 92 Loretta Drive, Unit 14, Niagara-on-the-Lake, ON in Virgil, Niagara-on-the-Lake is $819,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 3 bathrooms across approximately 1200-1399 sqft.
Q.What property type and architectural style is 92 Loretta Drive, Unit 14, Niagara-on-the-Lake, ON ?
92 Loretta Drive, Unit 14, Niagara-on-the-Lake, ON is a Condo Townhouse (Bungalow) featuring a Full, Finished basement.
Q.What key property features does 92 Loretta Drive, Unit 14, Niagara-on-the-Lake, ON offer?
Key property features include: Cul de Sac/Dead End, Park.
Q.What interior features are included in this home?
Interior highlights include: Primary Bedroom - Main Floor, Sump Pump.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Virgil, Niagara-on-the-Lake
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 92 Loretta Drive 14, Niagara-on-the-Lake, ON L0S 1T0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $819,000 in Niagara-on-the-Lake, the legal minimum down payment is $56,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,855 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,855.
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Virgil, Niagara-on-the-Lake Neighborhood Guide
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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