92 Loretta Drive, Unit 17, Niagara-on-the-Lake, ON

$599,999
MLS#:X14092902
2 beds
2 baths
1200-1399 sqft
2.0 parking
Residential Condo & Other
Residential Condo & Other for sale - 2 Bed, 2 Bath Home at 92 Loretta Drive Niagara-on-the-Lake ON listed at $599,999 (MLS# X14092902) - Main View
For Sale
Added:Oct 19, 2026(today)
Updated:Oct 19, 2026(today)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable Bungalow vacant land condo located in the coveted neighborhood of Virgil. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $599,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1200-1399 sqft
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (2.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Start your next chapter with less upkeep and more time for the things you enjoy at 17-92 Loretta Drive in Virgil. Offering everything you need right in your backyard , local sports and rec park for the grandchildren to play , grocery , banking and everything else you need in walking distance. With two bedrooms and two bathrooms all on the main floor, this inviting home offers comfortable everyday living for those looking to downsize while maintaining their independence. Vaulted ceilings create an airy feel throughout the living and dining area, where hardwood floors and a fireplace add warmth and character. The adjoining kitchen keeps everything conveniently connected, whether you're enjoying a quiet evening or hosting family and friends. The primary bedroom features its own ensuite, while the second bedroom offers flexibility for guests, hobbies or a home office. Grass cutting, garden maintenance and snow removal are covered by the low maintenance fee, giving you more freedom to enjoy your home without the demands of seasonal outdoor chores. A welcoming place to simplify your lifestyle without giving up the comfort and privacy of a home of your own.

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Property Summary

This condo apartment located at 92 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available for 0 days. This property is listed at $599,999 with an estimated mortgage of $1,997* per month. It has 2 beds, 2 bathrooms, and is 1200-1399 square feet. 92 Loretta Drive, Niagara-on-the-Lake is in the Virgil neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Virgil, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1200-1399 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Price$599,999
Maintenance Fee$275/mo
AddedOct 19, 2026 (today)
UpdatedOct 19, 2026 (today)
Last Checked22 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX NIAGARA REALTY LTD, BROKERAGE

Property Details

Property Sub-TypeVacant Land Condo
Architectural StyleBungalow
ConstructionStone, Vinyl Siding
BasementFull, Unfinished
CountyNiagara
Annual Tax$4,427.89
Rental ItemsHWT

Parking & Garage

Parking Total2.0
Parking Space1
Garage Parking1.0
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Greenbelt/Conservation
  • Golf
  • Park
  • Rec./Commun.Centre

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Niagara-on-the-Lake Home Buyer Advisory & Market HubActive MLS® Listing in Niagara-on-the-Lake, Ontario

Looking to Buy a Home in Niagara-on-the-Lake?

If you are looking for a house in Niagara-on-the-Lake or researching Niagara-on-the-Lake real estate for sale, this 2-bedroom condo apartment at 92 Loretta Drive, Unit 17, Niagara-on-the-Lake, ON offers an exceptional opportunity to buy a home in Niagara-on-the-Lake, Ontario. Whether you are a first-time Niagara-on-the-Lake home buyer or comparing active Niagara-on-the-Lake MLS® homes for sale, working with a dedicated Niagara-on-the-Lake buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Dedicated Niagara-on-the-Lake Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Niagara-on-the-Lake realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Niagara-on-the-Lake Buyer Budget & Costs

Estimated mortgage: $1,997*/month*. Estimated Ontario Land Transfer Tax: $8,475. First-time Niagara-on-the-Lake home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Niagara-on-the-Lake

Frequently Asked Questions about 92 Loretta Drive, Unit 17, Niagara-on-the-Lake, ON

Q.What is the asking price for 92 Loretta Drive, Unit 17, Niagara-on-the-Lake, ON ?

The current listing price for 92 Loretta Drive, Unit 17, Niagara-on-the-Lake, ON in Virgil, Niagara-on-the-Lake is $599,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1200-1399 sqft.

Q.What property type and architectural style is 92 Loretta Drive, Unit 17, Niagara-on-the-Lake, ON ?

92 Loretta Drive, Unit 17, Niagara-on-the-Lake, ON is a Vacant Land Condo (Bungalow) featuring a Full, Unfinished basement.

Q.What key property features does 92 Loretta Drive, Unit 17, Niagara-on-the-Lake, ON offer?

Key property features include: Greenbelt/Conservation, Golf, Park, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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92 Loretta Drive, Unit 17, Niagara-on-the-Lake, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Virgil, Niagara-on-the-Lake

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 92 Loretta Drive 17, Niagara-on-the-Lake, ON L0S 1T0

Estimated Sales Range
$570,000 - $588,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$180,000 (30.0%)
* Minimum Canadian down payment required for this price is $35,000.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $419,999 over 30 years.
Purchase Price$599,999
Loan Amount$419,999
Provincial Land Transfer Tax:$8,475
Total Estimated Closing Taxes:$8,475

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $599,999 in Niagara-on-the-Lake, the legal minimum down payment is $35,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,475 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,475.

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Virgil, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Virgil, Niagara-on-the-Lake.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,554,543

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Virgil, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

No secondary schools data loaded.

Virgil, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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