108 St. Michael's Street, Norfolk, ON

$749,900
MLS#:X13411330
4 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Delhi. Expertly crafted featuring premium stone and brick construction, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 44.23 x 98.42 ft lot
  • Features a finished, full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, ERV/HRV
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

NEW HOME! NEVER LIVED IN! Now is your opportunity to live in a newly built luxury bungalow in the prestigious Fairway Estates community in Delhi where elegance, comfort, and low-maintenance living come together. Enjoy a stress-free living with Tarion Warranty protection, plus snow removal and grass maintenance included for a low monthly fee. This home offers over 2280 sq.ft. of finished living space, including a 1,515 sq. ft. custom bungalow built by Euro-Canada Construction Developments Inc., a builder recognized for blending European craftsmanship with Canadian building excellence. Their commitment to quality, integrity, and personalized service is reflected in every detail of this home. Featuring two bedrooms on the main floor and two additional bedrooms in the fully finished basement, this layout is ideal for those seeking single-level living without sacrificing space, as well as for families with teens or young adults who value privacy, separation, and independent living zones. The open-concept design is enhanced by 9' ceilings, extra-wide hallways, main-floor laundry, and heated floors in all bathrooms. High-end finishes include engineered hardwood on the main floor, luxury vinyl plank in the basement, quartz countertops throughout, ceiling-height kitchen cabinetry, under-cabinet lighting, a striking gas corner fireplace, and 5 1/4-inch modern baseboards. The lower level is exceptionally bright with large 4' basement windows, a direct garage-to-basement entrance, and central vacuum with canister. For hobbyists or those working from home, the basement also offers a large unfinished flex space and extensive storage in the expansive utility room. Outdoor living is equally impressive with a poured concrete front porch, covered back porch, and a dark grey stamped concrete driveway with swirl pattern. Included is an EV rough-in in the garage. This is more than a home-it's a refined lifestyle, where quality craftsmanship meets effortless living.

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Sunday, July 12, 20262:00 PM - 4:00 PMPublic

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Brick
BasementFinished, Full, Separate Entrance
Lot Size44.23 × 98.42 Feet
CountyNorfolk
Annual Tax$0
Legal DescriptionUNIT 8, LEVEL 1, NORFOLK VACANT LAND CONDOMINIUM PLAN NO. 24 AND ITS APPURTENANT INTEREST. THE DESCRIPTION OF THE CONDOMINIUM PROPERTY IS : PART LOT 24, CONCESSION 13 DESIGNATED AS PT 1, PL 37R-9720; S/T EASEMENT AS SET OUT IN SCHEDULE "A" OF DECLARATION NO. NK9641; NORFOLK COUNTY

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Clear View, Place Of Worship

Interior Features

Auto Garage Door Remote, Central Vacuum, ERV/HRV, Floor Drain, Primary Bedroom - Main Floor, Sump Pump, Water Heater, Water Meter

Security Features

Carbon Monoxide Detectors

Community Features

Location

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108 St. Michael's Street, Norfolk, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 108 St. Michael's Street, Norfolk, ON N4B 0A3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Norfolk.

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Interest Rate5.25%
Down Payment$49,990 (6.7%)
* Minimum Canadian down payment required for this price is $49,990.
Amortization Period25 Years
Estimated Monthly Payment$4,171Based on a loan of $699,910 over 25 years.
Purchase Price$749,900
Loan Amount$699,910
Provincial Land Transfer Tax:$11,473
Total Estimated Closing Taxes:$11,473

About Purchasing a Home in Norfolk, ON

For a property listed at $749,900 in Norfolk, the legal minimum down payment is $49,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,473 for this transaction. As this listing is in Norfolk (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Delhi, Norfolk.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$754,636

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.