1140 Bay Street, Norfolk, ON

$749,900
MLS#:X12868220
0 beds
0 baths
Commercial
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Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Port Rowan. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 84.67 x 232.83 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

Prime Institutional Property in Port Rowan. Discover an exceptional opportunity in the heart of Norfolk County, - over 3500 square feet of versitile building ideally suited for community-focused endeavours. Currently serving as a welcoming church, this property offers a blend of functionality, accessibility, and potential for a variety of institutional uses under Norfolk County's zoning bylaws.Large main assembly area perfect for gatherings, services, or events, complemented by ancillary rooms that could serve as offices, classrooms, or storage. Built to institutional standards, with ample natural light, high ceilings in the primary space, and essential amenities including restrooms, a kitchenette, and dual HVAC systems to ensure comfort year-round. Situated on a generous lot with parking, daycare fenced outdoor area with access to the main building. Easy access via major roads, making it convenient for visitors from across the county. Whether you're looking to continue its religious heritage, repurpose it for educational programs, or transform it into a vibrant community hub, this building represents a rare find in a growing region.

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Key Features

Property Type
Commercial

Additional Details

StatusPrice Change
Listed Date3/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size84.67 × 232.83 Feet
CountyNorfolk
Annual Tax$0
Legal DescriptionPT LT 1 NLY OF PITMAN ST BLK 35 PL 16B PT 2 37R7119; NORFOLK COUNTY

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

Interior Features

Security Features

No

Community Features

Location

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1140 Bay Street, Norfolk, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1140 Bay Street, Norfolk, ON N0E 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Norfolk.

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Interest Rate5.25%
Down Payment$49,990 (6.7%)
* Minimum Canadian down payment required for this price is $49,990.
Amortization Period25 Years
Estimated Monthly Payment$4,171Based on a loan of $699,910 over 25 years.
Purchase Price$749,900
Loan Amount$699,910
Provincial Land Transfer Tax:$11,473
Total Estimated Closing Taxes:$11,473

About Purchasing a Home in Norfolk, ON

For a property listed at $749,900 in Norfolk, the legal minimum down payment is $49,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,473 for this transaction. As this listing is in Norfolk (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Rowan, Norfolk.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,023,502

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.