15 Church Street, Norfolk, ON

$485,000
MLS#:X12446787
2 beds
1 baths
700-1100 sqft
7.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 31, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Waterford. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $485,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 50.53 x 234 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Dreaming of living in Waterford? Whether you're a young family wanting to be steps away from the school or looking for the convenience of main floor living, this home combines comfort, space, and charm in one unique package. The main floor is spacious and airy with high ceilings, featuring a bedroom tucked away at the back of the home for added privacy, while a second bedroom is located upstairs, offering a private retreat. Recent updates include a steel roof, newer windows, owned hot water tank, central air, and a beautifully renovated custom kitchen. You'll also love the large wooden back deck and the bright front all-seasons room -- perfect for morning coffee or relaxing with a book. Step inside through the back door into a spacious laundry/mud room with convenient bathroom access -- ideal when kids are coming in from playing in the expansive backyard. This property includes two lots, with a full lot behind the home that is included in the sale and cab be used for recreation or possible investment. In total, you'll enjoy 0.37 acres in town, offering plenty of room for gardening, outdoor entertaining, or simply enjoying extra space from neighbours. The long driveway provides ample parking, and you're just steps from the church, arena, fairgrounds, tennis courts, and the scenic Waterford Ponds with extensive trails. This one-of-a-kind property is priced to sell -- book your showing today before this rare find is gone.

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Property Summary

This detached home located at 15 Church Street, Norfolk is currently for sale and has been available on SousaSells for 283 days. This property is listed at $485,000 with an estimated mortgage of $1,614* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 15 Church Street, Norfolk is in the Waterford neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 31, 2025
Sold price information is available to members only
Listed Date10/6/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size50.53 × 234 Feet
CountyNorfolk
Annual Tax$2,585.81
Legal DescriptionPT LT 22-25, 27 BLK F PL 19B PT 1 37R3934; NORFOLK COUNTY

Parking & Garage

Parking Spaces7.0
Garage Spaces7
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Library, Park, Place Of Worship, School

Interior Features

Water Heater

Security Features

Community Features

Location

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15 Church Street, Norfolk, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 15 Church Street E, Norfolk, ON N0E 1Y0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Norfolk.

Configure Loan Settings

Interest Rate4.00%
Down Payment$145,500 (30.0%)
* Minimum Canadian down payment required for this price is $24,250.
Amortization Period30 Years
Estimated Monthly Payment$1,614Based on a loan of $339,500 over 30 years.
Purchase Price$485,000
Loan Amount$339,500
Provincial Land Transfer Tax:$6,175
Total Estimated Closing Taxes:$6,175

About Purchasing a Home in Norfolk, ON

For a property listed at $485,000 in Norfolk, the legal minimum down payment is $24,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,175 for this transaction. As this listing is in Norfolk (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,175.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterford, Norfolk.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$834,259

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.