207 Oak Street, Norfolk, ON

$799,900
MLS#:X13496438
3 beds
3 baths
1500-2000 sqft
5.5 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Simcoe. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $799,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 53.41 x 161.59 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.5 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Water Heater Owned, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This home checks all the boxes! Welcome to 207 Oak Street, Simcoe. Built by Keesmaat Homes in 2020, this beautifully maintained, move-in-ready two-storey home offers modern finishes, functional living space, and a rare oversized lot in one of Simcoe's most sought-after neighbourhoods. Step inside to a spacious foyer featuring tile flooring, a front closet, and a convenient 2-piece bathroom. The open-concept main floor is designed for both everyday living and entertaining, offering hardwood flooring throughout the bright living room with views of the expansive backyard. The stylish kitchen features quartz countertops, stainless steel appliances, ample cabinetry, and direct access to the covered patio complete with a gas BBQ hookup and additional stone patio area. Upstairs, the primary suite offers hardwood flooring and a spacious ensuite with a walk-in shower and quartz countertops. Two additional bedrooms, a full bathroom, and second-floor laundry complete the upper level. The fully finished lower level adds valuable living space and is currently set up as a recreation room, playroom, and gym area, along with a utility room for additional storage. Outside, the private fully fenced backyard is the true showstopper. Situated on a rare oversized lot, this incredible outdoor space offers plenty of room for children, pets, entertaining, or even a future pool. A beautiful storage shed provides added functionality while complementing the backyard's appeal. Offering 3 bedrooms, modern finishes throughout, and an exceptional lot, this turnkey home is perfect for first-time buyers, growing families, or anyone looking to enjoy all that Simcoe has to offer.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size53.41 × 161.59 Feet
CountyNorfolk
Annual Tax$5,688.34
Legal DescriptionLOT 3, PLAN 37M87 SUBJECT TO AN EASEMENT FOR ENTRY AS IN NK129060 NORFOLK COUNTY

Parking & Garage

Parking Spaces5.5
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Rec./Commun.Centre, School, Fenced Yard

Interior Features

Auto Garage Door Remote, Water Heater Owned, Water Softener

Security Features

Community Features

Location

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207 Oak Street, Norfolk, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 207 Oak Street, Norfolk, ON N3Y 0B5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Norfolk.

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Interest Rate5.25%
Down Payment$54,990 (6.9%)
* Minimum Canadian down payment required for this price is $54,990.
Amortization Period25 Years
Estimated Monthly Payment$4,439Based on a loan of $744,910 over 25 years.
Purchase Price$799,900
Loan Amount$744,910
Provincial Land Transfer Tax:$12,473
Total Estimated Closing Taxes:$12,473

About Purchasing a Home in Norfolk, ON

For a property listed at $799,900 in Norfolk, the legal minimum down payment is $54,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,473 for this transaction. As this listing is in Norfolk (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,473.

Nearby Listings

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No current listings found in Norfolk.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Simcoe, Norfolk.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$642,294

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.