21 Chapman Street, Norfolk, ON

$824,900
MLS#:X12315933
4 beds
3 baths
3000-3500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey triplex located in the coveted neighborhood of Port Dover. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $824,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 3 functional kitchens
  • Generous living space spanning 3000-3500 sqft on a premium 58 x 132.84 ft lot
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: In-Law Suite, In-Law Capability, Separate Heating Controls
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Much loved and well cared for TRIPLEX on one of Port Dover's most iconic corners is looking for a new owner! 21 Chapman St W has been in the same family for over 45 years, with three separately contained dwelling units that have been updated and maintained regularly. Unit one fronting on Chapman St. has a covered front porch perfect for waving hello, a warm living room with high ceilings and a cozy Kitchen with all the essentials including laundry. Upstairs is a large Bedroom with sitting area that makes a great Office, and a full 4 Pc Bathroom. Unit two also has a front entrance on Chapman, as well as a friendly back entrance off the patio around the corner on St. George. The main floor has a spacious eat-in Kitchen and a bright Living Room, along with main floor Laundry and a large Pantry/Utility Room. Upstairs are two Bedrooms, the Primary with a wall of closets, room for a little Office, and a beautifully updated 3 Pc Bathroom with walk in shower. Unit three has it's entrance on St. George St. and is a sunny, one Bedroom. The main floor has an open concept Dining/Living area, a Kitchen with everything you need, the Bedroom, and 4 Pc Bathroom. But there's a special treat here - a cool loft space that is perfect for an Office tucked up a unique wooden staircase. Off-street parking for 3 and an detached single garage are at the far side of the property making room for an enjoyable outdoor space. The yard is a dreamy oasis with a large concrete patio and room for dining, lounging and a hot tub to soak your troubles away. Location is everything with this one! A block away from the heart of downtown Port Dover and a short walk to the Beach, Dining, and the Theatre, you can leave the car at home when you want to play "Tourist". Or hop in and take a scenic drive to the many Norfolk County wineries, breweries, and fun places in between, the choice is yours!

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Property Summary

This triplex located at 21 Chapman Street, Norfolk is currently for sale and has been available on SousaSells for 351 days. This property is listed at $824,900 with an estimated mortgage of $2,746* per month. It has 4 beds, 3 bathrooms, and is 3000-3500 square feet. 21 Chapman Street, Norfolk is in the Port Dover neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
3
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 4, 2025
Sold price information is available to members only
Listed Date7/30/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeTriplex
Architectural Style2-Storey
ConstructionBrick
BasementNone
Lot Size58 × 132.84 Feet
CountyNorfolk
Annual Tax$4,532.67
Legal DescriptionPt lt 17-18 blk 40 pl 207 as in nr402148 Norfolk County

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Place Of Worship

Interior Features

In-Law Suite, In-Law Capability, Separate Heating Controls, Separate Hydro Meter

Security Features

Community Features

Location

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21 Chapman Street, Norfolk, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Chapman Street W, Norfolk, ON N0A 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Norfolk.

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Interest Rate4.00%
Down Payment$247,470 (30.0%)
* Minimum Canadian down payment required for this price is $57,490.
Amortization Period30 Years
Estimated Monthly Payment$2,746Based on a loan of $577,430 over 30 years.
Purchase Price$824,900
Loan Amount$577,430
Provincial Land Transfer Tax:$12,973
Total Estimated Closing Taxes:$12,973

About Purchasing a Home in Norfolk, ON

For a property listed at $824,900 in Norfolk, the legal minimum down payment is $57,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,973 for this transaction. As this listing is in Norfolk (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Dover, Norfolk.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$890,954

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.