276 Mechanic Street, Norfolk, ON

$1,799,900
MLS#:X13434222
3 beds
3 baths
1100-1500 sqft
14.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Waterford. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,799,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 48.77 x 733.1 ft lot
  • Features a finished, walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 14.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum, Air Exchanger, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to a truly rare waterfront offering where the tranquility of cottage living meets the convenience of town amenities. Set on nearly 4 acres with over 700 feet of shoreline on beautiful Shadow Lake, this exceptional property provides a private retreat surrounded by mature trees, abundant wildlife, and breathtaking natural scenery. The thoughtfully updated bungalow offers approximately 1,800 sq. ft. of comfortable main-floor living, featuring an inviting open-concept layout designed for both everyday living and entertaining. The renovated kitchen serves as the heart of the home, while generous living spaces and large windows capture stunning views of the surrounding property. The fully finished walkout lower level provides additional living and guest space with direct access to the outdoor entertaining area and pool deck. Step outside and enjoy a lifestyle that feels more like a lakeside cottage than a residence in town. Spend your mornings paddleboarding or kayaking, afternoons exploring the shoreline and nearby trails, and evenings relaxing by the water while taking in spectacular sunsets. Properties offering this level of privacy, waterfront access, and natural beauty are seldom available. A spacious attached 4-car garage is fully insulated and heated, complete with a rare drive-through design, making it ideal for hobbyists, car enthusiasts, recreational equipment, or additional storage. Numerous recent updates provide peace of mind, including improvements to the roof, furnace, air conditioning, pool liner, pool pump, and extensive interior renovations. Located just over an hour from Toronto and minutes from the Waterford Ponds, Trans Canada Trail, and local amenities, this is a unique opportunity to enjoy the best of both worlds -- a cottage lifestyle with the convenience of town living.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished, Walk-Out, Separate Entrance
Lot Size48.77 × 733.1 Feet
CountyNorfolk
Annual Tax$6,729
Legal DescriptionPT LT 1 BLK 21 PL 19B PT 1 37R618, EXCEPT PT 1 37R1277 AND SAVE AND EXCEPT PARTS 1 TO 4 PLAN 37R-11252. NORFOLK COUNTY

Parking & Garage

Parking Spaces14.0
Garage Spaces10
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Central Vacuum, Air Exchanger, Carpet Free, Garburator, Countertop Range, In-Law Suite, Primary Bedroom - Main Floor, Storage, Water Heater, Water Meter

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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276 Mechanic Street, Norfolk, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 276 Mechanic Street W, Norfolk, ON N0E 1Y0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Norfolk.

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Interest Rate5.25%
Down Payment$359,980 (20.0%)
* Minimum Canadian down payment required for this price is $359,980.
Amortization Period25 Years
Estimated Monthly Payment$8,581Based on a loan of $1,439,920 over 25 years.
Purchase Price$1,799,900
Loan Amount$1,439,920
Provincial Land Transfer Tax:$32,473
Total Estimated Closing Taxes:$32,473

About Purchasing a Home in Norfolk, ON

For a property listed at $1,799,900 in Norfolk, the legal minimum down payment is $359,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $32,473 for this transaction. As this listing is in Norfolk (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $32,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterford, Norfolk.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$939,983

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.