172 Mink Lake Road, North Algona Wilberforce, ON

$1,099,000
MLS#:X13487290
4 beds
3 baths
1500-2000 sqft
28.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 561 - North Algona/Wilberforce Twp. Expertly crafted featuring premium log and concrete construction, this residence presents an exceptional opportunity offered at $1,099,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 1166 x 531.29 ft lot
  • Features a full, walk-out, finished with walk-out, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 28.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Generator - Full, Primary Bedroom - Main Floor, Storage
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

History, character, and modern luxury at this exceptional waterfront estate on over 12 private, beautifully landscaped acres with 220 feet of pristine frontage on the crystal-clear waters of Mink Lake. This remarkable 4-bedroom, 3-bathroom home seamlessly combines the charm of a meticulously restored 1800s log cabin with the comfort and efficiency of modern renovations. The original log home showcases exposed beams, deep window sills, and timeless craftsmanship, while a full interior renovation included professionally spray-foamed log walls and a 2017 ICF addition built to the roof. The open-concept kitchen and dining area is perfect for entertaining with stainless steel appliances, gas cooktop with griddle, wall oven, abundant cabinetry, and expansive windows overlooking the landscape. Double doors lead to a private patio, creating indoor-outdoor living. The main floor features a spacious primary bedroom with an updated ensuite, while the upper level offers three additional bedrooms and a full bathroom. A versatile salon space is ideal for a home business, studio, office, or future mudroom/laundry with existing washer and dryer hookups. The bright walkout lower level overlooks the lake and beautiful grounds. Outside, enjoy peaceful mornings and spectacular sunsets from the wrap-around covered porch. The property is equipped with a detached single-car garage with loft, a three-car detached garage with heated workshop, loft, in-floor heating and water service, attached hay storage and chicken coop, plus a three-stall horse barn. Major updates include the roof, furnace, central air, hot water tank, PEX plumbing, triple-pane windows, and upgraded electrical service (all 2018), with 200-amp service to the home and 100-amp service to the garage/barn. Generac Generator, Fibre internet Available. A truly one-of-a-kind waterfront retreat offering exceptional privacy, timeless character, and modern country living.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionLog, Concrete
BasementFull, Walk-Out, Finished with Walk-Out, Unfinished
Lot Size1166 × 531.29 Feet
CountyRenfrew
Annual Tax$4,390
Legal DescriptionPT LT 8 CON 8 WILBERFORCE; PT LT 7 CON 8 WILBERFORCE; PT RDAL ALONG SHORE OF MINK LAKE WILBERFORCE ALL AS IN WI7126 EXCEPT PTS 1-2, 49R5480, LYING N OF FORCED RD AKA MINK LAKE ROAD BEING PT 2, 49R8046, ALL LYING SE OF PT 3, 49R13990 & PTS 1 & 2, 49R17613 TOWNSHIP OF NORTH ALGONA WILBERFORCE

Parking & Garage

Parking Spaces28.0
Garage Spaces24
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Wooded/Treed, Waterfront, Lake Access, Lake/Pond, Clear View

Interior Features

Generator - Full, Primary Bedroom - Main Floor, Storage, Water Heater Owned, Water Treatment

Security Features

Community Features

Location

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172 Mink Lake Road, North Algona Wilberforce, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 172 Mink Lake Road, North Algona Wilberforce, ON K0J 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Algona Wilberforce.

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Interest Rate5.25%
Down Payment$219,800 (20.0%)
* Minimum Canadian down payment required for this price is $219,800.
Amortization Period25 Years
Estimated Monthly Payment$5,239Based on a loan of $879,200 over 25 years.
Purchase Price$1,099,000
Loan Amount$879,200
Provincial Land Transfer Tax:$18,455
Total Estimated Closing Taxes:$18,455

About Purchasing a Home in North Algona Wilberforce, ON

For a property listed at $1,099,000 in North Algona Wilberforce, the legal minimum down payment is $219,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,455 for this transaction. As this listing is in North Algona Wilberforce (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for North Algona Wilberforce.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$642,921

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.