1590 Ferguson Street, North Bay, ON

$399,900
MLS#:X12267687
4 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Central. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 40 x 100 ft lot
  • Features a apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: In-Law Suite, In-Law Capability
  • Efficient radiant heating via gas

Description

Charming Semi-Detached Bungalow with In-Law Suite/Apartment. This well-maintained semi-detached bungalow is conveniently situated on a very low maintenance corner lot in a safe and family-friendly neighbourhood, just steps from Memorial Gardens and close to all amenities including shopping, schools, parks, and public transit.The entire main living area has just been freshly updated with paint throughout and all new doors. Featuring a bright and functional layout with main level 3 bedrooms, a spacious living/dining combo area and a galley kitchen with a breakfast nook. The lower level offers a family room (sellers used as a 4th bedroom) with an oversized walk-in store closet and a utility/laundry room with additional storage space. Step outside to your enormous deck (33'x18') ideal for entertaining, relaxing, or enjoying the outdoors. The low-maintenance exterior makes for easy ownership with minimal upkeep required, allowing you to enjoy your time at home. BONUS!!! This property also includes a self-contained, 1-bedroom quarters with a second kitchen, 3 piece bathroom and a separate side entrance, ideal as an in-law suite or for multigenerational living. Recent upgrades (2021) include new windows, siding, roof for improved energy efficiency and peace of mind. With ample parking, corner lot with a vacant-move-in-ready main unit, this is the perfect opportunity to make it your own or set your own rent rate and invest with confidence!

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Property Summary

This detached home located at 1590 Ferguson Street, North Bay is currently for sale and has been available on SousaSells for 371 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 1590 Ferguson Street, North Bay is in the Central neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 18, 2025
Sold price information is available to members only
Listed Date7/7/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementApartment
Lot Size40 × 100 Feet
CountyNipissing
Annual Tax$3,595
Legal DescriptionLT 496 PL 93 WIDDIFIELD; PT LT 495 PL 93 WIDDIFIELD PT 8 36R2955; NORTH BAY ; DISTRICT OF NIPISSING

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

Park, Rec./Commun.Centre, Public Transit, School, School Bus Route

Interior Features

In-Law Suite, In-Law Capability

Security Features

Community Features

Location

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1590 Ferguson Street, North Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1590 Ferguson Street E, North Bay, ON P1B 8L9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Bay.

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Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in North Bay, ON

For a property listed at $399,900 in North Bay, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in North Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Central, North Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$421,203

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Mother St Bride
Public414 Second Avenue West, North Bay, Ontario, P1B 3L2
0.9
Saint-Vincent
Public124 King Street East, North Bay, Ontario, P1B 1P2
3.0
Alliance
Public700 Stones Street, North Bay, Ontario, P1B 6C1
5.9
St Hubert
Public850 Lorne Avenue, North Bay, Ontario, P1B 8M2
4.1
Saints-Anges
Public681 Chippewa Street West, North Bay, Ontario, P1B 6G8
4.3

Secondary Schools

Algonquin
Public555 Algonquin Avenue, North Bay, Ontario, P1B 4W8
3.1
St. Joseph-Scollard Hall
Catholic675 O'Brien Street, North Bay, Ontario, P1B 9R3
5.4
Chippewa
Public539 Chippewa Street West, North Bay, Ontario, P1B 6G8
5.5
Odyssée
Public480 Norman Avenue, North Bay, Ontario, P1B 0A8
6.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.