174 Giroux Street, North Bay, ON

$499,900
MLS#:X12699470
5 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Widdifield. Expertly crafted featuring premium brick veneer construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 144.9 ft lot
  • Features a finished, full, separate entrance, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor
  • Efficient baseboard heating via gas

Description

Quality custom built 3+2 bedroom, 2 bath, 1295 sq ft brick bungalow with aluminum facia, soffits and eves, shingles 2009. Built in 1960 for the builder's daughter this home is set on a spacious 60'x145' private, partially fenced lot with mature trees in desirable Graniteville. Open concept kitchen/DR area has decorative columns. Built-in deck area. Living room has hardwood floors, a large bow window and focal fieldstone fireplace (never used and covered). Spacious bedrooms, 2 have corner windows for additional natural light. 4 pc. bath with jet tub. Lower level has a separate side entry, rec. rm with wet bar, 2 large bedrooms down, office area, 3 pc. bath and utility/laundry room. Renovated in 2009: shingles, entire interior painted, ceramic tiles in kitchen, DR, hall & bath, stairs to basement, and lower bathroom with toilet, shower, new counter top on bathroom vanity installed, flooring in rec. room and front bedroom, new counter top on wet bar. In 2010, the deck was extended and patios doors installed in center bedroom to access. 2020 carpets replaced in lower back bedroom with built in cabinets/closet. Hot water gas heat, rental hot water on demand. Aluminum facia soffits and eves. Upper level currently tenanted. Most upper photos are from previous tenants occupancy (with much less furniture.) Lower level vacant. In-law suite potential.

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Property Summary

This detached home located at 174 Giroux Street, North Bay is currently for sale and has been available on SousaSells for 182 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 174 Giroux Street, North Bay is in the Widdifield neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 23, 2026
Sold price information is available to members only
Listed Date1/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick Veneer
BasementFinished, Full, Separate Entrance, Walk-Up
Lot Size60 × 144.9 Feet
CountyNipissing
Annual Tax$3,855
Legal DescriptionPT N 1/2 LT 17 CON C WIDDIFIELD PART 4 NR16 CITY OF NORTH BAY

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingNone

Features

Property Features

Interior Features

In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater, Water Meter

Security Features

Community Features

Location

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174 Giroux Street, North Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 174 Giroux Street, North Bay, ON P1B 7Y7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in North Bay, ON

For a property listed at $499,900 in North Bay, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in North Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Widdifield, North Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$433,102

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Héritage
Public2345 Connaught Avenue, North Bay, Ontario, P1B 0A3
3.8
Saints-Anges
Public681 Chippewa Street West, North Bay, Ontario, P1B 6G8
4.3
Maple View
Public790 Norman Avenue, North Bay, Ontario, P1B 8C4
5.1
Alliance
Public700 Stones Street, North Bay, Ontario, P1B 6C1
5.9
Vincent Massey
Public15 Janey Avenue, North Bay, Ontario, P1C 1N1
6.6

Secondary Schools

Odyssée
Public480 Norman Avenue, North Bay, Ontario, P1B 0A8
6.9
Chippewa
Public539 Chippewa Street West, North Bay, Ontario, P1B 6G8
5.5
St. Joseph-Scollard Hall
Catholic675 O'Brien Street, North Bay, Ontario, P1B 9R3
5.4
Algonquin
Public555 Algonquin Avenue, North Bay, Ontario, P1B 4W8
3.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.