384 Justin Street, North Bay, ON

$489,000
MLS#:X12688082
5 beds
3 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on January 27, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of College Heights. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $489,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 109.59 x 65.87 ft lot
  • Features a full, separate entrance, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Sump Pump, Water Heater, In-Law Suite
  • Efficient baseboard heating via gas

Description

Stop paying for a dorm and start building equity! Secure this spacious 5 bedroom bungalow that grows with your needs! This College Heights property offers the rare combination of high-yield investment potential and the functional flexibility of a large family home. Situated minutes from Canadore College, Nipissing University, and the hospital, the location is a prime anchor for long-term value. The floor plan is designed for maximum utility with the main level hosting 4 bedrooms (one with a 3 pc en-suite); living room, dining area and large kitchen with a walk-out to the deck. The lower level features a self-contained 1-bedroom suite with a private entrance and laundry. This setup works perfectly as a mortgage helper, a dedicated guest space, or a private level for dual-living arrangements. If you prefer a traditional single-family layout, the lower level easily converts into extra bedrooms and expansive recreation rooms or a custom hobby space for a large household. Upgrades include new shingles on the house and gazebo, exterior grading, a new sump pump, and a refreshed basement with new flooring and paint. With transit steps away and essentials like groceries and restaurants within walking distance, this is a turnkey asset in North Bay's most reliable pocket. Why rent the future when you can own it?

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Property Summary

This detached home located at 384 Justin Street, North Bay is currently for sale and has been available on SousaSells for 187 days. This property is listed at $489,000 with an estimated mortgage of $1,628* per month. It has 5 beds, 3 bathrooms, and is 1100-1500 square feet. 384 Justin Street, North Bay is in the College Heights neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 27, 2026
Sold price information is available to members only
Listed Date1/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementFull, Separate Entrance, Partially Finished
Lot Size109.59 × 65.87 Feet
CountyNipissing
Annual Tax$4,240
Legal DescriptionPCL 10-1 SEC 36M441; LT 10 PL M441 WIDDIFIELD; NORTH BAY ; DISTRICT OF NIPISSING

Parking & Garage

Parking Total5.0
Parking Space5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingNone

Features

Property Features

Hospital, Golf, Public Transit, School, School Bus Route, Place Of Worship

Interior Features

Sump Pump, Water Heater, In-Law Suite, On Demand Water Heater, Water Meter

Security Features

Community Features

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Location

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384 Justin Street, North Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 384 Justin Street, North Bay, ON P1B 5J9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$146,700 (30.0%)
* Minimum Canadian down payment required for this price is $24,450.
Amortization Period30 Years
Estimated Monthly Payment$1,628Based on a loan of $342,300 over 30 years.
Purchase Price$489,000
Loan Amount$342,300
Provincial Land Transfer Tax:$6,255
Total Estimated Closing Taxes:$6,255

About Purchasing a Home in North Bay, ON

For a property listed at $489,000 in North Bay, the legal minimum down payment is $24,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,255 for this transaction. As this listing is in North Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,255.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for College Heights, North Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$480,424

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Woodland
Public1325 Cedargrove Drive, North Bay, Ontario, P1B 4S3
3.3
St. Luke
Catholic225 Milani Road, North Bay, Ontario, P1B 7P4
7.0
St Hubert
Public850 Lorne Avenue, North Bay, Ontario, P1B 8M2
4.1
Saints-Anges
Public681 Chippewa Street West, North Bay, Ontario, P1B 6G8
4.3
Alliance
Public700 Stones Street, North Bay, Ontario, P1B 6C1
5.9

Secondary Schools

St. Joseph-Scollard Hall
Catholic675 O'Brien Street, North Bay, Ontario, P1B 9R3
5.4
Algonquin
Public555 Algonquin Avenue, North Bay, Ontario, P1B 4W8
3.1
Chippewa
Public539 Chippewa Street West, North Bay, Ontario, P1B 6G8
5.5
Odyssée
Public480 Norman Avenue, North Bay, Ontario, P1B 0A8
6.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.