390 MURRAY Street, North Bay, ON

$529,900
MLS#:X13041546
3 beds
3 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of West End. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $529,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 74 x 64 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability, On Demand Water Heater, Water Heater Owned
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via gas

Description

Charming Home Near North Bay's Waterfront Welcome to this beautifully updated 3-bedroom, 3-bathroom, two-story home that perfectly blends classic character with modern convenience. In a central location, this property is just minutes' walk from North Bay's stunning waterfront, scenic walking trails, and parks. Step inside to discover a bright, sun-filled interior featuring a standout, fully updated kitchen. With its clean, modern design, this functional and beautiful space is sure to delight any home chef. The home also boasts a fully finished basement, offering plenty of extra living space for your family's needs. Outside, the large, fully fenced lot features charming perennial gardens and a rooftop deck - perfect for relaxing or entertaining. The attached garage also includes a workshop space, while the wide lot offers generous parking for multiple vehicles. A second entry to the home opens the door to exciting additional possibilities, including the potential to create an accessory dwelling unit (ADU) or in-law suite - ideal for multigenerational living, rental income, or added flexibility. With its combination of character, updates, and versatility, this is the kind of home that does not come along often - come see for yourself why it is the perfect place to write your next chapter. Great deal under market value.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished
Lot Size74 × 64 Feet
CountyNipissing
Annual Tax$5,940
Legal Description0613- PARTS OF LOT 37 AND 97 REGISTERED PLAN NO 13 BEING PARTS 3,4,5&6

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

Place Of Worship, School, Rec./Commun.Centre

Interior Features

In-Law Capability, On Demand Water Heater, Water Heater Owned

Security Features

Community Features

Location

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390 MURRAY Street, North Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 390 MURRAY Street, North Bay, ON P1B 4G3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Bay.

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Interest Rate5.25%
Down Payment$27,990 (5.3%)
* Minimum Canadian down payment required for this price is $27,990.
Amortization Period25 Years
Estimated Monthly Payment$2,991Based on a loan of $501,910 over 25 years.
Purchase Price$529,900
Loan Amount$501,910
Provincial Land Transfer Tax:$7,073
Total Estimated Closing Taxes:$7,073

About Purchasing a Home in North Bay, ON

For a property listed at $529,900 in North Bay, the legal minimum down payment is $27,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,073 for this transaction. As this listing is in North Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,073.

Nearby Listings

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No current listings found in North Bay.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for West End, North Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$543,844

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Woodland
Public1325 Cedargrove Drive, North Bay, Ontario, P1B 4S3
3.3
St Hubert
Public850 Lorne Avenue, North Bay, Ontario, P1B 8M2
4.1
Mother St Bride
Public414 Second Avenue West, North Bay, Ontario, P1B 3L2
0.9
St. Luke
Catholic225 Milani Road, North Bay, Ontario, P1B 7P4
7.0
Alliance
Public700 Stones Street, North Bay, Ontario, P1B 6C1
5.9

Secondary Schools

Algonquin
Public555 Algonquin Avenue, North Bay, Ontario, P1B 4W8
3.1
St. Joseph-Scollard Hall
Catholic675 O'Brien Street, North Bay, Ontario, P1B 9R3
5.4
Chippewa
Public539 Chippewa Street West, North Bay, Ontario, P1B 6G8
5.5
Odyssée
Public480 Norman Avenue, North Bay, Ontario, P1B 0A8
6.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.