459 Hardy Street, North Bay, ON

$359,900
MLS#:X13555932
2 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Central. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $359,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 58.05 x 40 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Move-in ready and thoughtfully updated, 459 Hardy Street is the perfect place to start your homeownership journey or enjoy the simplicity of downsizing without compromise. Set in a family-friendly central neighbourhood just minutes from Laurier Woods, schools, parks, and everyday amenities, this home offers the perfect blend of comfort, convenience, and value. Inside, you'll find a bright, open-concept layout where the kitchen flows seamlessly into the living room, creating a welcoming space for everyday living and entertaining. Sliding patio doors lead directly to the spacious backyard patio, extending your living space outdoors and providing the perfect setting for summer barbecues, relaxing evenings, or your morning coffee. The main floor features two well-appointed bedrooms along with a beautifully renovated full bathroom, while the inviting three-season sunroom offers the perfect transition space as a mudroom, sitting area, or seasonal retreat. The finished lower level adds valuable living space that can easily function as a family room, home office, fitness area, or additional bedroom, adapting effortlessly to your lifestyle. Pride of ownership is evident throughout, with numerous updates completed by the current owners, including a new roof, a beautifully renovated main bathroom, a new living room window, and exterior improvements that have enhanced the home's curb appeal. The detached insulated and heated garage offers additional space for storage or projects. With major updates already taken care of, all that's left to do is move in and enjoy. Whether you're searching for your first home or your next chapter, 459 Hardy Street delivers the space, updates, and location you've been waiting for.

Upcoming Open Houses

Saturday, July 18, 20261:00 PM - 3:00 PMPublic

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Property Summary

This detached home located at 459 Hardy Street, North Bay is currently for sale and has been available on SousaSells for 2 days. This property is listed at $359,900 with an estimated mortgage of $1,198* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 459 Hardy Street, North Bay is in the Central neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished
Lot Size58.05 × 40 Feet
CountyNipissing
Annual Tax$2,856
Legal DescriptionLANE PL 68 WIDDIFIELD BOUNDED ON THE EAST BY HARDY ST ON THE WEST BY THIRD AV AS CLOSED BY NB158823; PT LT 28 PL 68 WIDDIFIELD AS IN NB162507; S/T NB158824; NORTH BAY ; DISTRICT OF NIPISSING

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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459 Hardy Street, North Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 459 Hardy Street, North Bay, ON P1B 1S1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$107,970 (30.0%)
* Minimum Canadian down payment required for this price is $17,995.
Amortization Period30 Years
Estimated Monthly Payment$1,198Based on a loan of $251,930 over 30 years.
Purchase Price$359,900
Loan Amount$251,930
Provincial Land Transfer Tax:$3,874
Total Estimated Closing Taxes:$3,874

About Purchasing a Home in North Bay, ON

For a property listed at $359,900 in North Bay, the legal minimum down payment is $17,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,874 for this transaction. As this listing is in North Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,874.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Central, North Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$420,992

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Mother St Bride
Public414 Second Avenue West, North Bay, Ontario, P1B 3L2
0.9
Saint-Vincent
Public124 King Street East, North Bay, Ontario, P1B 1P2
3.0
Alliance
Public700 Stones Street, North Bay, Ontario, P1B 6C1
5.9
St Hubert
Public850 Lorne Avenue, North Bay, Ontario, P1B 8M2
4.1
Saints-Anges
Public681 Chippewa Street West, North Bay, Ontario, P1B 6G8
4.3

Secondary Schools

Algonquin
Public555 Algonquin Avenue, North Bay, Ontario, P1B 4W8
3.1
St. Joseph-Scollard Hall
Catholic675 O'Brien Street, North Bay, Ontario, P1B 9R3
5.4
Chippewa
Public539 Chippewa Street West, North Bay, Ontario, P1B 6G8
5.5
Odyssée
Public480 Norman Avenue, North Bay, Ontario, P1B 0A8
6.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.