692 Lavery Street, North Bay, ON

$399,000
MLS#:X12193238
3 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of West End. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $399,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 100 x 66 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Sump Pump
  • equipped with wall unit(s) central cooling and highly efficient water heating via wood

Description

Welcome to 692 Lavery Street! This charming 3 bedroom, 2 bathroom home sits on a quiet corner lot in one of North Bays most desirable neighbourhoods, just steps away from schools and local amenities. The main floor offers a functional layout with all three bedrooms conveniently located on one level. The master bedroom includes its own private 2 piece ensuite, while a second full bathroom serves the rest of the home. The main living space also features a spacious living room with a cosy wood fireplace, a separate dining area, and an eat in kitchen. The added bonus of main level laundry makes everyday living even more convenient. Recent upgrades include a brand new roof and gutters, ensuring peace of mind for years to come. The spacious basement is full of potential, offering plenty of storage and flexibility to finish the space to suit your needs. With new basement windows and a new sump pump already in place, its a solid foundation for your vision. Whether you're a first time buyer, investor, or someone looking to downsize without compromise, this property is ready to welcome you home!

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Property Summary

This detached home located at 692 Lavery Street, North Bay is currently for sale and has been available on SousaSells for 409 days. This property is listed at $399,000 with an estimated mortgage of $1,328* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 692 Lavery Street, North Bay is in the West End neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 25, 2025
Sold price information is available to members only
Listed Date6/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementUnfinished
Lot Size100 × 66 Feet
CountyNipissing
Annual Tax$3,784.67
Legal DescriptionLT 249-250 PL 78 WIDDIFIELD; NORTH BAY ; DISTRICT OF NIPISSING

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceWood
Heat TypeWater
CoolingWall Unit(s)

Features

Property Features

Beach, Hospital, Library, Marina, Public Transit, School

Interior Features

Primary Bedroom - Main Floor, Sump Pump

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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692 Lavery Street, North Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 692 Lavery Street, North Bay, ON P1B 5A8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Bay.

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Interest Rate4.00%
Down Payment$119,700 (30.0%)
* Minimum Canadian down payment required for this price is $19,950.
Amortization Period30 Years
Estimated Monthly Payment$1,328Based on a loan of $279,300 over 30 years.
Purchase Price$399,000
Loan Amount$279,300
Provincial Land Transfer Tax:$4,460
Total Estimated Closing Taxes:$4,460

About Purchasing a Home in North Bay, ON

For a property listed at $399,000 in North Bay, the legal minimum down payment is $19,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,460 for this transaction. As this listing is in North Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,460.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for West End, North Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$494,880

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Woodland
Public1325 Cedargrove Drive, North Bay, Ontario, P1B 4S3
3.3
St Hubert
Public850 Lorne Avenue, North Bay, Ontario, P1B 8M2
4.1
Mother St Bride
Public414 Second Avenue West, North Bay, Ontario, P1B 3L2
0.9
St. Luke
Catholic225 Milani Road, North Bay, Ontario, P1B 7P4
7.0
Alliance
Public700 Stones Street, North Bay, Ontario, P1B 6C1
5.9

Secondary Schools

Algonquin
Public555 Algonquin Avenue, North Bay, Ontario, P1B 4W8
3.1
St. Joseph-Scollard Hall
Catholic675 O'Brien Street, North Bay, Ontario, P1B 9R3
5.4
Chippewa
Public539 Chippewa Street West, North Bay, Ontario, P1B 6G8
5.5
Odyssée
Public480 Norman Avenue, North Bay, Ontario, P1B 0A8
6.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.