98 Gertrude Street, North Bay, ON

$419,900
MLS#:X12001399
4 beds
2 baths
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on March 27, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Ferris. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $419,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Premium 49.9 x 119.76 ft lot size
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Sump Pump
  • Efficient forced air heating via gas

Description

Dive into your new life at 98 Gertrude East, a welcoming bungalow in North Bay's West Ferris neighbourhood. This well-loved family home is ready to create new memories with its next owners. Outside, the fenced backyard features an in-ground pool, perfect for summer fun, while inside, the warm and inviting layout offers plenty of space. The front entrance leads into the main living area, complete with a hall closet, dining area, and cozy living room. The eat-in kitchen is practical and bright, with a second entrance that steps out to the paved driveway and backyard gate, ideal for coming and going with ease. The main floor includes three bedrooms and a four-piece bathroom, offering comfortable living all on one level. Downstairs, the finished basement is a great spot for hosting, featuring a bar, a rec room with a gas fireplace, a three-piece bathroom, a fourth bedroom, and a laundry/utility room with extra storage. Outside, the well-maintained yard is a standout, especially the backyard with its in-ground pool, which makes it a great place to relax on sunny days. A gas-forced air furnace heats this home and comes with a recent home inspection for peace of mind. Located close to schools, parks, and all the amenities of the West Ferris area, 98 Gertrude East is a fantastic place to call home. Don't miss your chance to make it yours!

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Property Summary

This detached home located at 98 Gertrude Street, North Bay is currently for sale and has been available on SousaSells for 499 days. This property is listed at $419,900 with an estimated mortgage of $1,398* per month. It has 4 beds, 2 bathrooms, and is unknown square feet. 98 Gertrude Street, North Bay is in the Ferris neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 27, 2025
Sold price information is available to members only
Listed Date3/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished
Lot Size49.9 × 119.76 Feet
CountyNipissing
Annual Tax$3,530.22
Legal DescriptionPCL 43-1 SEC 36M327; LT 43 PL M327 WEST FERRIS; NORTH BAY; DISTRICT OF NIPISSING

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Fenced Yard, Hospital, Park, Place Of Worship, Public Transit, School Bus Route

Interior Features

Sump Pump

Security Features

Community Features

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Location

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98 Gertrude Street, North Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 98 Gertrude Street E, North Bay, ON P1A 1K3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$125,970 (30.0%)
* Minimum Canadian down payment required for this price is $20,995.
Amortization Period30 Years
Estimated Monthly Payment$1,398Based on a loan of $293,930 over 30 years.
Purchase Price$419,900
Loan Amount$293,930
Provincial Land Transfer Tax:$4,873
Total Estimated Closing Taxes:$4,873

About Purchasing a Home in North Bay, ON

For a property listed at $419,900 in North Bay, the legal minimum down payment is $20,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,873 for this transaction. As this listing is in North Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ferris, North Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$452,354

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Silver Birches
Public65 Marshall Avenue East, North Bay, Ontario, P1B 3L4
3.4
Our Lady of Fatima
Public60 Marshall Avenue East, North Bay, Ontario, P1A 1R1
4.5
École Saint-Raymond
Public22 Borge Avenue, North Bay, Ontario, P1A 2S7
2.1
Sunset Park
Public1191 Lakeshore Drive, North Bay, Ontario, P1B 8Z4
3.2
Saint-Vincent
Public124 King Street East, North Bay, Ontario, P1B 1P2
3.0

Secondary Schools

West Ferris
Public60 Marshall Park Drive, North Bay, Ontario, P1A 2P2
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.