10 Gourlay Farm Lane, North Dumfries, ON

$959,000
MLS#:X13115142
5 beds
5 baths
2000-2500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of North Dumfries. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $959,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 5 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 12.19 x 29.8 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Excellent value in Ayr in this fully finished carpet free home offering capacity and style! 10 Gourlay Farm Lane is a 2022 build with 4+1 bedrooms, 4.5 bathrooms, and a large list of builder and homeowner upgrades, starting with the elegant full glass double doors and transom. Executive finishes start in the sunken foyer and are carried throughout the home; contemporary floor and kitchen wall tile, wide plank laminate, oak staircases with wrought iron spindles. The eat in kitchen overlooks the family and dining rooms and has southern exposure meaning lots of natural light during the day. The cabinets are a clean white shaker door style, complimented by the modern light quartz countertops and matching stainless steel appliance to kitchen hardware; from here a sliding door provides access to the fully fenced backyard and natural gas BBQ hookup. The bedrooms of the second floor are generously sized; the primary suite features a walk-in closet and luxury 5 piece ensuite with glass shower, soaker tub, and double vanity. A 4 piece jack-and-jill bathroom separates two bedrooms with the fourth bedroom having its own 4 piece ensuite. The basement is ideal for in-law usage; 3 piece bathroom, bedroom, recreation room, kitchenette, second laundry rough in, all offering the same caliber of finishes found throughout the home, and a separate entry through the garage. Don't miss out!

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Key Features

Bedrooms
5
Bathrooms
5
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Brick
BasementFinished, Full
Lot Size12.19 × 29.8 Metres
CountyWaterloo
Annual Tax$6,533
Legal DescriptionPLAN 58M658 LOT 34

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

In-Law Capability

Security Features

Community Features

Location

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10 Gourlay Farm Lane, North Dumfries, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 10 Gourlay Farm Lane, North Dumfries, ON N0B 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Dumfries.

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Interest Rate5.25%
Down Payment$70,900 (7.4%)
* Minimum Canadian down payment required for this price is $70,900.
Amortization Period25 Years
Estimated Monthly Payment$5,292Based on a loan of $888,100 over 25 years.
Purchase Price$959,000
Loan Amount$888,100
Provincial Land Transfer Tax:$15,655
Total Estimated Closing Taxes:$15,655

About Purchasing a Home in North Dumfries, ON

For a property listed at $959,000 in North Dumfries, the legal minimum down payment is $70,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,655 for this transaction. As this listing is in North Dumfries (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,655.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for North Dumfries.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,363,662

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.