1259 Swan Street, North Dumfries, ON

$599,900
MLS#:X9383931
3 beds
1 baths
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised semi-detached located in the coveted neighborhood of North Dumfries. Expertly crafted featuring premium vinyl siding and brick front construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Spacious lot size measured in Feet
  • Features a partial basement, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming Semi-Detached Bungalow in Ayr Perfect for First-Time Home Buyers! Welcome to 1259 Swan St! This delightful 3-bedroom, 1-bath raised bungalow located in the heart of Ayr, offering a fantastic opportunity for first-time home buyers or those looking to enjoy small-town living. Step into the updated kitchen that flows seamlessly into a bright and inviting living room space ideal for everyday family life or entertaining guests. The fully fenced backyard is a true retreat, featuring multiple sitting and entertaining areas, a large screened-in hot tub space for year-round relaxation, and a vegetable garden complete with its own irrigation system for easy maintenance. Enjoy all that this lovely home and property have to offer. Property is being sold 'as-is, where-is'. Dont miss your chance to make this cozy and charming home your own!

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Property Summary

This detached home located at 1259 Swan Street, North Dumfries is currently for sale and has been available on SousaSells for 647 days. This property is listed at $599,900 with an estimated mortgage of $1,997* per month. It has 3 beds, 1 bathroom, and is unknown square feet. 1259 Swan Street, North Dumfries

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 2, 2024
Sold price information is available to members only
Listed Date10/4/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding, Brick Front
BasementPartial Basement, Partially Finished
CountyWaterloo
Annual Tax$2,698.74
Legal DescriptionPART OF LOTS 24, 26 PLAN 661 AYR DESIGNATED PART 2, PLAN 67R3563 SAVE & EXCEPT PART 2, PLAN 58R19181 SUBJECT TO AN EASEMENT IN GROSS OVER PART 1, PLAN 58R19181 UNTIL 2020/11/30 AS IN WR1045887 TOWNSHIP OF NORTH DUMFRIES

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

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Location

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1259 Swan Street, North Dumfries, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1259 Swan Street, North Dumfries, ON N0B 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Dumfries.

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Interest Rate4.00%
Down Payment$179,970 (30.0%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $419,930 over 30 years.
Purchase Price$599,900
Loan Amount$419,930
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in North Dumfries, ON

For a property listed at $599,900 in North Dumfries, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in North Dumfries (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for North Dumfries.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,144,008

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.