1309 Swan Street, North Dumfries, ON

$619,900
MLS#:X12359133
3 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 20, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of North Dumfries. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $619,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a spacious lot (Feet)
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 1309 Swan Street in the heart of Ayr! This charming 3-bedroom, 1.5-bathroom detached home is perfectly situated just steps from downtown shops, restaurants, and close to scenic parks and trails. Originally remodeled in 2013 with extensive updates to walls, insulation, trusses, siding, roofing, mechanicals, and finishes, this home blends modern efficiency with small-town character. Inside, youll find a bright front living room, a spacious kitchen with island and breakfast bar, plus a handy walk-through pantry with loads of storage. The main floor also offers laundry, a 2-piece bath, and easy access to the backyard. Upstairs, the primary bedroom features two walk-in closets with a view of the backyard, alongside two additional bedrooms and a full 4-piece bath. The basement (6 height) adds plenty of storage or a casual play space. Step outside to enjoy a deep, fully fenced lot with mature pear tree, covered patio perfect for entertaining, detached garage/workshop, and a driveway with parking for three. This move-in ready home is energy efficient, well insulated, and offers the perfect balance of comfort, convenience, and charm in one of Ayrs most desirable locations.

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Property Summary

This detached home located at 1309 Swan Street, North Dumfries is currently for sale and has been available on SousaSells for 335 days. This property is listed at $619,900 with an estimated mortgage of $2,063* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 1309 Swan Street, North Dumfries

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 21, 2025
Sold price information is available to members only
Listed Date8/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementPartial Basement
CountyWaterloo
Annual Tax$2,877
Legal DescriptionPT LT 3 E/S SWAN ST & N/S FIELD ST PL VILLAGE OF AYR; PT LT 4 E/S SWAN ST & N/S FIELD ST PL VILLAGE OF AYR PT 1, 67R2168; NORTH DUMFRIES

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Softener

Security Features

Community Features

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Location

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1309 Swan Street, North Dumfries, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1309 Swan Street, North Dumfries, ON N0B 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Dumfries.

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Interest Rate4.00%
Down Payment$185,970 (30.0%)
* Minimum Canadian down payment required for this price is $36,990.
Amortization Period30 Years
Estimated Monthly Payment$2,063Based on a loan of $433,930 over 30 years.
Purchase Price$619,900
Loan Amount$433,930
Provincial Land Transfer Tax:$8,873
Total Estimated Closing Taxes:$8,873

About Purchasing a Home in North Dumfries, ON

For a property listed at $619,900 in North Dumfries, the legal minimum down payment is $36,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,873 for this transaction. As this listing is in North Dumfries (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for North Dumfries.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,195,002

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.