1039 West Cottage Drive, North Frontenac, ON

$799,000
MLS#:X12116230
4 beds
2 baths
700-1100 sqft
8.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 13, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Frontenac North. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $799,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 100 x 274.4 ft lot
  • Features a partially finished, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available
  • Notable attributes: Water Purifier, Water Treatment, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Welcome To The Lakehouse, Situated On Pristine Palmerston Lake. 4 Season Living At Its Best. High End Modern Cottage Design. You Truly Must See This Property To Fully Appreciate. Tastefully & Professionally Landscaped Grounds, Including Easy Access To Your Waterfront. New Docks To Take In Breathtaking Sunset Views. Deep Water Perfect For Boating, Fishing, & Swimming, Winter Snowmobiling Trails Near By. Bright & Open Concept Looking Out To A Wrap Around Deck. Fully Updated Interior With Stunning Lake Views. Close To Great Hiking Trails & Only 40 Minutes To Bon Echo Provincial Park. Numerous Updates Since 2022 Including: New Propane Furnace and Duct Work, New Propane Fireplace In Living Room, New Central Air, New 200 Amp Electrical Panel & Upgraded Electrical. Smart Light Switches And Thermostat, New Lakeside/Dock Lighting. New Electric Water Heater, New Drilled Well & Pump System With Pressure Tank & Water Filtration System, New Water Softener, New UV Water Purification System. New Septic Riser Lids. 800 Gallon Septic Tank - Inspected and Pumped Out In 2023. Two New Bathrooms, Three Bedrooms With New Insulation, Drywall and Paint. All New Tongue And Groove Ceilings On Main Level And Basement. Remodeled Entry/Mudroom. New High End Kitchen Cabinets With Abundant Cupboard Space & Drawers, Granite Countertops With Farmhouse Stainless XL Sink. Hands Free Faucet With Pull Out Spout And Voice Activation. New Engineered Hardwood Flooring On Main level Custom Cabinetry in Great Room. New Interior/Exterior Doors, Baseboards. New Windows Throughout. Roof Shingles 2018, Facia and Eavestrough 2023. New Blown In Insulation In Attic. New Dock System With Cranking Mechanism For Easy Winterization. Professional Landscaping With Armour Stone & Perennials. This Lakehouse Is Very Low Maintenance Inside & Out, Leaving More Time For Family And Entertaining Enjoyment.

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Property Summary

This detached home located at 1039 West Cottage Drive, North Frontenac is currently for sale and has been available on SousaSells for 442 days. This property is listed at $799,000 with an estimated mortgage of $2,660* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 1039 West Cottage Drive, North Frontenac is in the Frontenac North neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 13, 2025
Sold price information is available to members only
Listed Date5/1/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionWood
BasementPartially Finished, Walk-Out
Lot Size100 × 274.4 Feet
CountyFrontenac
Annual Tax$2,809.45
Legal DescriptionPT LT 28 CON 2 PALMERSTON PT 10, 13R137; T/W FR637579; NORTH FRONTENAC

Parking & Garage

Parking Spaces8.0
Garage Spaces8
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Greenbelt/Conservation, Marina, Park, Waterfront

Interior Features

Water Purifier, Water Treatment, Water Heater Owned, Ventilation System, Upgraded Insulation

Security Features

Community Features

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Location

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1039 West Cottage Drive, North Frontenac, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1039 West Cottage Drive W, North Frontenac, ON K0H 2J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Frontenac.

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Interest Rate4.00%
Down Payment$239,700 (30.0%)
* Minimum Canadian down payment required for this price is $54,900.
Amortization Period30 Years
Estimated Monthly Payment$2,660Based on a loan of $559,300 over 30 years.
Purchase Price$799,000
Loan Amount$559,300
Provincial Land Transfer Tax:$12,455
Total Estimated Closing Taxes:$12,455

About Purchasing a Home in North Frontenac, ON

For a property listed at $799,000 in North Frontenac, the legal minimum down payment is $54,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,455 for this transaction. As this listing is in North Frontenac (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Frontenac North, North Frontenac.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$371,934

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.