40 Gilmour Point Road, North Kawartha, ON

$1,199,000
MLS#:X12018314
4 beds
2 baths
700-1100 sqft
12.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 16, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of North Kawartha. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,199,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 1000 x 218 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

Welcome to 40 Gilmour Point Road, your perfect year-round home on the picturesque Chandos Lake. This well-built home offers both comfort and functionality, making it ideal for full-time living or as a seasonal getaway. Nestled on over 8 acres of nature and wildlife, enjoy 1140 ft of shoreline, a tranquil setting with easy access to the water and stunning sunrises and sunsets. Spacious & Inviting Living Areas: Featuring custom built-ins in both the kitchen and rec room, this home is designed for modern living with ample storage and style. The kitchen boasts beautiful quartz counter-tops, heated floors and a functional island, perfect for entertaining guests or family meals. Outdoor and Waterfront Living at its best with a large deck offers a great space for outdoor entertaining, while the boat slip and covered roof for your boat make access to the water effortless. With deep water right off the dock, enjoy swimming, boating, or simply relaxing by the waters edge. Whether you're looking for a full-time home or a seasonal retreat, this cottage offers the best of both worlds with all the amenities you need for a comfortable lifestyle. **EXTRAS** Generator 2024,(2) attached garages & (1) detached garage, UV filtration, water-softner, HWT owned, washer & dryer, laundry sink, newer eaves-trough, pot lights, Bell Internet, circular drive, Boat slip, boat cover, weekly garbage pick up

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Property Summary

This detached home located at 40 Gilmour Point Road, North Kawartha is currently for sale and has been available on SousaSells for 491 days. This property is listed at $1,199,000 with an estimated mortgage of $3,991* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 40 Gilmour Point Road, North Kawartha is in the North Kawartha neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 16, 2025
Sold price information is available to members only
Listed Date3/13/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished, Full
Lot Size1000 × 218 Feet
CountyPeterborough
Annual Tax$4,339.61
Legal DescriptionPT LT 22 CON 4 CHANDOS AS IN R476928 T/W R476928; NORTH KAWARTHA

Parking & Garage

Parking Spaces12.0
Garage Spaces10
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

Clear View, Level, Waterfront, Wooded/Treed

Interior Features

None

Security Features

Community Features

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Location

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40 Gilmour Point Road, North Kawartha, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 Gilmour Point Road, North Kawartha, ON K0L 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Kawartha.

Configure Loan Settings

Interest Rate4.00%
Down Payment$359,700 (30.0%)
* Minimum Canadian down payment required for this price is $239,800.
Amortization Period30 Years
Estimated Monthly Payment$3,991Based on a loan of $839,300 over 30 years.
Purchase Price$1,199,000
Loan Amount$839,300
Provincial Land Transfer Tax:$20,455
Total Estimated Closing Taxes:$20,455

About Purchasing a Home in North Kawartha, ON

For a property listed at $1,199,000 in North Kawartha, the legal minimum down payment is $239,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,455 for this transaction. As this listing is in North Kawartha (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for North Kawartha, North Kawartha.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$926,549

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.