12 MAIN Street, North Stormont, ON

$455,000
MLS#:X9518752
3 beds
2 baths
7.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 14, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 709 - Finch. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $455,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Premium 55 x 214 ft lot size
  • Features a crawl space, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned, Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Flooring: Vinyl, Flooring: Hardwood, Step into the charm and elegance of yesteryear w this stunning century home in the heart of Finch, situated across from the Finch Market and Post Office. Enjoy the wraparound verandah plus detached garage + versatile shop fronting on Main, ideal for a variety of purposes. The expansive, beautifully laid-out rear yard provides serenity and ample space for gardening or entertaining. This home boasts loads of original features true to its vintage, complemented by thoughtful modern updates throughout. HW floors enhance the warm ambiance, while the intricate wood staircase and front door reflect the craftsmanship of a bygone era. Cozy up by one of the two fireplaces, adding a touch of classic elegance to the living spaces. Inside, you'll find spacious living and dining areas, den, and well thought out kitchen, along w main floor laundry. The 3 well-appointed bedrooms offer comfort and tranquility. Also includes are Generac generator, nest thermostat and remote sump camera!

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Property Summary

This detached home located at 12 MAIN Street, North Stormont is currently for sale and has been available on SousaSells for 703 days. This property is listed at $455,000 with an estimated mortgage of $1,515* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 12 MAIN Street, North Stormont is in the 709 - Finch neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 14, 2024
Sold price information is available to members only
Listed Date8/14/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Other
BasementCrawl Space, Unfinished
Lot Size55 × 214
CountyStormont, Dundas and Glengarry
Annual Tax$2,240
Legal DescriptionLT 4 E/S MAIN ST PL 23; PT LT 5 E/S MAIN ST PL 23 AS IN S230186; S/T S290292; NORTH STORMONT

Parking & Garage

Parking Total7.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park

Interior Features

Water Heater Owned, Other

Security Features

Community Features

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Location

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12 MAIN Street, North Stormont, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 MAIN Street, North Stormont, ON K0C 1K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Stormont.

Configure Loan Settings

Interest Rate4.00%
Down Payment$136,500 (30.0%)
* Minimum Canadian down payment required for this price is $22,750.
Amortization Period30 Years
Estimated Monthly Payment$1,515Based on a loan of $318,500 over 30 years.
Purchase Price$455,000
Loan Amount$318,500
Provincial Land Transfer Tax:$5,575
Total Estimated Closing Taxes:$5,575

About Purchasing a Home in North Stormont, ON

For a property listed at $455,000 in North Stormont, the legal minimum down payment is $22,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,575 for this transaction. As this listing is in North Stormont (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,575.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 709 - Finch, North Stormont.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$437,944

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.