3198 138 Highway, North Stormont, ON

$550,000
MLS#:X13202950
4 beds
2 baths
2500-3000 sqft
21.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 712 - North Stormont (Roxborough) Twp. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 137 x 318 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 21.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Workbench
  • equipped with window unit(s) central cooling and highly efficient forced air heating via propane

Description

**OPEN HOUSE JUNE 27 2-4PM** Most homes make you choose between space, function, and setting. This one brings all three together. Set on a full acre in the Monkland area of North Stormont, this property gives you room to breathe without feeling disconnected. It is the kind of home where weekend visits feel easy, dinners can stretch into the evening, overnight guests have room to stay, and everyday living has space to move. Inside, the main level offers a large eat in kitchen with island, plenty of cabinetry, and a bright breakfast nook that naturally becomes the heart of the home. The layout continues with a spacious living room, formal dining area, sunroom, main floor office, and a convenient powder room with laundry. Upstairs, you will find four bedrooms, a full bathroom, and additional flexible space that can serve as a private office, media room, fitness area, reading room, guest space, or quiet retreat. The heated workshop attached to the rear of the home is what separates this property from the ordinary, offering valuable space for projects, storage, equipment, or a dedicated work area without taking away from the home itself. Outside, the full acre lot, detached garage space, generous parking, and open country setting create the kind of breathing room that is hard to replace. With a durable metal roof, cellar style storage, easy access to Highway 138, and a location approximately 20 minutes to Cornwall and 40 minutes to Ottawa, this is not just more room. It is more freedom, more function, and more opportunity in one property.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size137 × 318 Feet
CountyStormont, Dundas and Glengarry
Annual Tax$1,592
Legal DescriptionPT N1/2 LT 13 CON 3 ROXBOROUGH AS IN S298803; NORTH STORMONT

Parking & Garage

Parking Spaces21.0
Garage Spaces20
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

Interior Features

Workbench

Security Features

Monitored

Community Features

Location

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3198 138 Highway, North Stormont, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3198 138 Highway, North Stormont, ON K0C 1C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Stormont.

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Interest Rate5.25%
Down Payment$30,000 (5.5%)
* Minimum Canadian down payment required for this price is $30,000.
Amortization Period25 Years
Estimated Monthly Payment$3,099Based on a loan of $520,000 over 25 years.
Purchase Price$550,000
Loan Amount$520,000
Provincial Land Transfer Tax:$7,475
Total Estimated Closing Taxes:$7,475

About Purchasing a Home in North Stormont, ON

For a property listed at $550,000 in North Stormont, the legal minimum down payment is $30,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,475 for this transaction. As this listing is in North Stormont (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,475.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for North Stormont.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$558,128

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.