287 Rush Cove Road, Northern Bruce Peninsula, ON

$679,900
MLS#:X13114326
2 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Northern Bruce Peninsula. Expertly crafted featuring premium metal/steel siding construction, this residence presents an exceptional opportunity offered at $679,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 75 x 326.46 ft lot
  • Features a full, unfinished, walk-up, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient baseboard heating via electric

Description

The views are amazing at this cute and modern two bedroom cottage in beautiful Rush Cove! Spectacular and sensational views of Georgian Bay! It all starts here whether you're soaking up the sun, swimming in the refreshing, crystal clear waters or lounging at the waterside deck - this is it! Cottage has an open concept living/kitchen with walkout to the large covered back veranda. There is also a walkout from the kitchen. Two bedrooms and a renovated four piece bath. The many renovations include new vinyl flooring, front deck (10'x 18'), fascia and gutters (with guards), interior/exterior doors, stove, kitchen island counter, baseboard heaters, windows, and a shore well - just to name a few. Comfy fieldstone fireplace in living area to enjoy on those chilly evenings and mornings. The full basement (unfinished) has laundry facilities, ample storage and a walkout. Cottage is well insulated. With its lovely gardens, the property measures 75 feet wide by 326.6 feet deep. Located on a 'No Exit' seasonal municipal road (road is not plowed during winter). There is satellite tv. There is hydro and telephone along the road side. Access to the Bruce Trail and community dock are just down the road. With the cottage association's annual fish derby and July 1 celebrations, this property is a great place to relax and getaway from the city buzz and enjoy being surrounded by nature and listening to the sounds of the waves and loons. Taxes: $3725.04 for 2026.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionMetal/Steel Siding
BasementFull, Unfinished, Walk-Up, Walk-Out
Lot Size75 × 326.46 Feet
CountyBruce
Annual Tax$3,725.04
Legal DescriptionPT LT 13, CON 12 EBR Eastnor PT 10 R171 T/W 121374 R121374; Northern Bruce Peninsula

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Lake/Pond, Waterfront, Wooded/Treed

Interior Features

Water Heater Owned

Security Features

Smoke Detector, Carbon Monoxide Detectors

Community Features

Location

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287 Rush Cove Road, Northern Bruce Peninsula, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 287 Rush Cove Road, Northern Bruce Peninsula, ON N0H 1W0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Northern Bruce Peninsula.

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Interest Rate5.25%
Down Payment$42,990 (6.3%)
* Minimum Canadian down payment required for this price is $42,990.
Amortization Period25 Years
Estimated Monthly Payment$3,795Based on a loan of $636,910 over 25 years.
Purchase Price$679,900
Loan Amount$636,910
Provincial Land Transfer Tax:$10,073
Total Estimated Closing Taxes:$10,073

About Purchasing a Home in Northern Bruce Peninsula, ON

For a property listed at $679,900 in Northern Bruce Peninsula, the legal minimum down payment is $42,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,073 for this transaction. As this listing is in Northern Bruce Peninsula (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,073.

Nearby Listings

Distance:

No current listings found in Northern Bruce Peninsula.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Northern Bruce Peninsula, Northern Bruce Peninsula.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$702,645

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.