40 Aberdeen Avenue, Northern Bruce Peninsula, ON

$715,000
MLS#:X12950796
3 beds
1 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Chalet detached located in the coveted neighborhood of Northern Bruce Peninsula. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $715,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 76 x 158.7 ft lot
  • 5.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient other heating via propane

Description

Welcome to 40 Aberdeen Avenue a beautifully updated 3-bedroom, 1-bathroom home-away-from-home tucked along the north shore of Pike Bay. Both the property and cottage feature many new updates including but not limited to; new septic system (2025), new steel roof (2019), upgraded insulation (ceiling & walls in 2019, crawl space fully insulated 2026), professional Armour Stone landscaping (2020), new kitchen island and countertops (2024), updated bathroom (2024), refinished floors (2018 on 2nd floor & 2024 for main floor), and much more! The waterfront is an entertainers dream, featuring a Tiki Bar (with power and water), large flagstone fire pit, long wooden dock, private boat launch, water-side deck, and even a sand pit for the kids! Located near the end of a quiet road this private retreat offers a blend of comfort, character, and thoughtful upgrades! The perfect place for relaxing getaways and memory-filled adventures. Inside the chalet / A-frame style layout features a cozy open-concept living area anchored by a beautiful stone fireplace and sweeping views of Lake Huron. Upstairs has spacious bedrooms featuring refinished floors, shiplap walls, and live-edge shelving, creating a warm and rustic feel with modern style. The property is well treed offering lots of privacy! The cottage is being offered fully furnished and move-in ready, here is your chance to enjoy the best of Bruce Peninsula!

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleChalet
ConstructionWood
BasementNone
Lot Size76 × 158.7 Feet
CountyBruce
Annual Tax$2,181.11
Legal DescriptionLT 98 PL 777 MUNICIPALITY OF NORTHERN BRUCE PENINSULA

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeOther
CoolingNone

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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40 Aberdeen Avenue, Northern Bruce Peninsula, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 Aberdeen Avenue, Northern Bruce Peninsula, ON N0H 2T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Northern Bruce Peninsula.

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Interest Rate5.25%
Down Payment$46,500 (6.5%)
* Minimum Canadian down payment required for this price is $46,500.
Amortization Period25 Years
Estimated Monthly Payment$3,984Based on a loan of $668,500 over 25 years.
Purchase Price$715,000
Loan Amount$668,500
Provincial Land Transfer Tax:$10,775
Total Estimated Closing Taxes:$10,775

About Purchasing a Home in Northern Bruce Peninsula, ON

For a property listed at $715,000 in Northern Bruce Peninsula, the legal minimum down payment is $46,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,775 for this transaction. As this listing is in Northern Bruce Peninsula (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,775.

Nearby Listings

Distance:

No current listings found in Northern Bruce Peninsula.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Northern Bruce Peninsula, Northern Bruce Peninsula.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$704,285

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.