8 CARTER Road, Northern Bruce Peninsula, ON

$599,000
MLS#:X12452562
3 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Other detached located in the coveted neighborhood of Northern Bruce Peninsula. Expertly crafted featuring premium board & batten and wood construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 130 x 150.17 ft lot
  • Features a unfinished, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: On Demand Water Heater
  • Efficient unknown heating via wood

Description

Welcome to 8 Carter Road, nestled on the picturesque Bruce Peninsula. This unique, three-season, three-bedroom waterfront cottage is hidden amongst the cedars, offering stunning views of Georgian Bay. For decades, it has been a beloved family haven, now awaiting a new owner to build enduring memories. This distinctive fifteen-sided, two level cottage boasts three bedrooms, a one-piece bath (shower), and a separate two-piece (sink and toilet). It features a spacious open concept leading to a deck, complemented by a cozy woodstove in the kitchen. Enjoy the screened in porch just off from the mud/utility room. Recent updates include newer flooring, sink, toilet, water system, UV, and an insulated shower and mud/utility room. The upper level serves as a conservatory with panoramic views. The roof, upgraded with hurricane-grade IKO shingles, is three years old. Descend the escarpment stairs to the waterfront deck for relaxation, swimming, or to savor the view. Property is ideal for family escapes, it's accessible all year via a no exit municipal road and is just steps from the Bruce Trail, centrally positioned between Lion's Head and Tobermory. A great property to begin family memories! Annual taxes are $3799.00.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date10/8/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleOther
ConstructionBoard & Batten , Wood
BasementUnfinished, Crawl Space
Lot Size130 × 150.17 Feet
CountyBruce
Annual Tax$3,799
Legal DescriptionPT LT 11 CON 9 EBR LINDSAY PT 2, 3R1531; NORTHERN BRUCE PENINSULA

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceWood
Heat TypeUnknown
CoolingNone

Features

Property Features

Interior Features

On Demand Water Heater

Security Features

Smoke Detector

Community Features

Location

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8 CARTER Road, Northern Bruce Peninsula, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 8 CARTER Road, Northern Bruce Peninsula, ON N0H 1W0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Northern Bruce Peninsula.

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Interest Rate5.25%
Down Payment$34,900 (5.8%)
* Minimum Canadian down payment required for this price is $34,900.
Amortization Period25 Years
Estimated Monthly Payment$3,362Based on a loan of $564,100 over 25 years.
Purchase Price$599,000
Loan Amount$564,100
Provincial Land Transfer Tax:$8,455
Total Estimated Closing Taxes:$8,455

About Purchasing a Home in Northern Bruce Peninsula, ON

For a property listed at $599,000 in Northern Bruce Peninsula, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in Northern Bruce Peninsula (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Northern Bruce Peninsula, Northern Bruce Peninsula.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$704,238

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.