820 PIKE BAY Road, Northern Bruce Peninsula, ON

$299,900
MLS#:X11898898
2 beds
1 baths
< 700 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 27, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Northern Bruce Peninsula. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $299,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 68 x 72 ft lot
  • 3.0 total parking spaces available with a convenient outside/surface configuration
  • Notable attributes: Water Heater Owned
  • Efficient baseboard heating via unknown

Description

STEPS FROM THE WATER AND IN THE HEART OF THE PIKE BAY COMMUNITY! Less than 200 feet from the waterfront. Great opportunity to get into the Cottage market at an affordable price. POTENTIAL to make an income as an AIRBNB or enjoy this cozy FULLY RENOVATED cottage with views of the Bay and DEEDED ACCESS TO THE WATER. The boat launch and dock are on one side of you and the "By the Bay Resort " (Liquor/ Convenience and restaurant) are the other side. RENOS INCL: New septic, well pump, insulation, kitchen and bathroom...and more. Do not delay, book your showing. Please note that the docks are owned by "By the Bay Resort". https://www.bythebay.on.ca/

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Property Summary

This detached home located at 820 PIKE BAY Road, Northern Bruce Peninsula is currently for sale and has been available on SousaSells for 624 days. This property is listed at $299,900 with an estimated mortgage of $998* per month. It has 2 beds, 1 bathroom, and is < 700 square feet. 820 PIKE BAY Road, Northern Bruce Peninsula is in the Northern Bruce Peninsula neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 14, 2025
Sold price information is available to members only
Listed Date10/30/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
Lot Size68 × 72 Feet
CountyBruce
Annual Tax$1,092
Legal DescriptionLT 59 PL 777 T/W R398483 EXCEPT T/W OVER LT 62; S/T INTEREST IN R398483; NORTHERN BRUCE PENINSULA

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeOutside/Surface

Heating & Cooling

Heat SourceUnknown
Heat TypeBaseboard
CoolingNone

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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820 PIKE BAY Road, Northern Bruce Peninsula, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 820 PIKE BAY Road, Northern Bruce Peninsula, ON N0H 2T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Northern Bruce Peninsula.

Configure Loan Settings

Interest Rate4.00%
Down Payment$89,970 (30.0%)
* Minimum Canadian down payment required for this price is $14,995.
Amortization Period30 Years
Estimated Monthly Payment$998Based on a loan of $209,930 over 30 years.
Purchase Price$299,900
Loan Amount$209,930
Provincial Land Transfer Tax:$2,974
Total Estimated Closing Taxes:$2,974

About Purchasing a Home in Northern Bruce Peninsula, ON

For a property listed at $299,900 in Northern Bruce Peninsula, the legal minimum down payment is $14,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,974 for this transaction. As this listing is in Northern Bruce Peninsula (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,974.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Northern Bruce Peninsula, Northern Bruce Peninsula.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$721,608

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.