4 Elgin Street, Norwich, ON

$459,000
MLS#:X12603042
2 beds
1 baths
1000-1199 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of Norwich Town. Expertly crafted featuring premium brick and hardboard construction, this residence presents an exceptional opportunity offered at $459,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1000-1199 sqft
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, ERV/HRV
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 4 Elgin Street W in Norwich - an impressive bungalow-style townhouse that effortlessly combines contemporary finishes with the warmth of small-town living. This stylish 2-bed, 1-bath home is set on a peaceful street, providing a sense of privacy while remaining only 20 minutes from Woodstock and 30 minutes from London. Inside, you'll find 9-ft ceilings, a generous front foyer with direct access to the garage, and a flexible front bedroom that works beautifully as a guest room, home office, or nursery. The bright, open-concept main level features a designer kitchen with quartz countertops, custom cabinetry, stainless steel appliances, and a central island that flows into an inviting living area. Step out from the living space onto your private deck - perfect for unwinding after a long day or hosting friends on the weekend. The primary bedroom offers dual closets, plenty of natural light, and convenient access to a spa-like 4-piece cheater ensuite. The lower level includes a bathroom rough-in and presents endless opportunities to create additional living space tailored to your needs. Ideally located near Norwich's top amenities, schools, and parks, this home delivers comfort, convenience, and enduring appeal. A standout opportunity to own a luxury bungalow townhouse in one of Oxford County's most sought-after communities.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
Listed Date12/4/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleBungalow
ConstructionBrick, Hardboard
BasementFull, Unfinished
CountyOxford
Annual Tax$0

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Library, Place Of Worship, School, School Bus Route

Interior Features

Auto Garage Door Remote, Carpet Free, ERV/HRV, On Demand Water Heater, Primary Bedroom - Main Floor

Security Features

Smoke Detector

Community Features

Location

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4 Elgin Street, Norwich, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Elgin Street W, Norwich, ON N0J 1P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Norwich.

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Interest Rate5.25%
Down Payment$22,950 (5.0%)
* Minimum Canadian down payment required for this price is $22,950.
Amortization Period25 Years
Estimated Monthly Payment$2,599Based on a loan of $436,050 over 25 years.
Purchase Price$459,000
Loan Amount$436,050
Provincial Land Transfer Tax:$5,655
Total Estimated Closing Taxes:$5,655

About Purchasing a Home in Norwich, ON

For a property listed at $459,000 in Norwich, the legal minimum down payment is $22,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,655 for this transaction. As this listing is in Norwich (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,655.

Nearby Listings

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No current listings found in Norwich.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Norwich Town, Norwich.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$647,438

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Emily Stowe
Public1 Jerdon Street, Norwich, Ontario, N0J 1P0
4.0

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.