20 Chester Street, Oakville, ON

$1,274,900
MLS#:W11985131
3 beds
4 baths
2500-3000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 3-Storey semi-detached located in the coveted neighborhood of 1015 - RO River Oaks. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,274,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 24.62 x 98.21 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Central Vacuum, Garburator
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Stunning 3-bedroom, 4-bathroom semi-detached home in the highly sought-after River Oaks community. Boasting 2,470 sqft of above-grade living space, this home is the perfect blend of functionality, style, and comfort. The main level is an entertainer's dream, with separate living and dining rooms, pot lights, crown molding, California shutters, hardwood floors, and a fresh coat of paint. The kitchen shines with granite countertops, stainless steel appliances, a coffee bar, and a Cavavin 116-bottle wine fridge, complemented by an under-counter beverage fridge. It opens up to a cozy family room with a gas fireplace and easy access to the backyard. Upstairs, the 2nd level offers 2 oversized bedrooms, each with ensuite privileges. The front bedroom includes a charming balcony overlooking the front porch, while the back bedroom boasts dual closets. This level also offers a versatile office/den space that could double as a playroom, library, or sitting area, with the option to convert the storage closet into a laundry room with hookups available. The 3rd level is reserved for the serene Primary Suite. Featuring a South-facing terrace (~10' x 20') with solar lighting, a raised cedar garden bed, his and hers walk-in closets, and a 5-pc ensuite with heated floors, a double sink vanity, Oceania Milano soaker tub, and a glass shower. The unfinished basement offers endless possibilities with its open layout. It includes a rough-in for a bathroom, a central vacuum system, and a workshop area. The backyard highlights a professionally finished deck, an Arctic Spas Fox Hot Tub (24), a built-in gas DCS BBQ with double side burners and a granite countertop, and an additional gas line. Recent updates include a full home security and automation system (21), a new roof (18), and remodelled bathrooms (18). Sitting in a prime location, this home is perfect for remote work or commuting to Toronto and is close to top-rated schools, the Oakville GO, shops, grocery stores, gyms, and parks.

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Property Summary

This detached home located at 20 Chester Street, Oakville is currently for sale and has been available on SousaSells for 507 days. This property is listed at $1,274,900 with an estimated mortgage of $4,244* per month. It has 3 beds, 4 bathrooms, and is 2500-3000 square feet. 20 Chester Street, Oakville is in the 1015 - RO River Oaks neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 5, 2025
Sold price information is available to members only
Listed Date2/24/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style3-Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size24.62 × 98.21 Feet
CountyHalton
Annual Tax$5,189
Legal DescriptionPT LT 1, 20M615, PTS 2, 20, 21 20R11838, T/W BLKS 19 TO 23 20M615 AS IN H600526; OAKVILLE; T/W EASE OVER PT 19 ON 20R11838 AS IN H673858; T/W ROW OVER PT 22 20R11838 AS IN H669900, S/T ROW OVER PTS 20, 21 20R11838 AS IN H669900.

Parking & Garage

Parking Spaces2.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Lake/Pond, Library, Park, Rec./Commun.Centre, School

Interior Features

Central Vacuum, Garburator

Security Features

Carbon Monoxide Detectors, Monitored, Smoke Detector

Community Features

Virtual Tours

Location

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20 Chester Street, Oakville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Chester Street, Oakville, ON L6H 6G8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oakville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$382,470 (30.0%)
* Minimum Canadian down payment required for this price is $254,980.
Amortization Period30 Years
Estimated Monthly Payment$4,244Based on a loan of $892,430 over 30 years.
Purchase Price$1,274,900
Loan Amount$892,430
Provincial Land Transfer Tax:$21,973
Total Estimated Closing Taxes:$21,973

About Purchasing a Home in Oakville, ON

For a property listed at $1,274,900 in Oakville, the legal minimum down payment is $254,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $21,973 for this transaction. As this listing is in Oakville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $21,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 1015 - RO River Oaks, Oakville.

Verified Local Data
City Population213,759
City Median Age41.5 Yrs
City Ownership82% Owners
Avg Area List Price$1,078,298

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
52%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English22%
Canadian16%
Scottish16%
Irish15%

Local Schools Guide

Elementary Schools

St Andrew
Public145 Millbank Drive, Oakville, Ontario, L6H 6G3
7.7
Post's Corners
Public2220 Caldwell Drive, Oakville, Ontario, L6H 6B5
7.7
St. Gregory the Great
Catholic138 Sixteen Mile Drive, Oakville, Ontario, L6M 0T7
6.9
River Oaks
Public2173 Munn's Avenue, Oakville, Ontario, L6H 3S9
6.4
Our Lady of Peace
Public391 River Glen Boulevard, Oakville, Ontario, L6H 5X5
7.8

Secondary Schools

Holy Trinity
Public2420 Sixth Line, Oakville, Ontario, L6H 5Z8
7.1
Gaétan Gervais
Public1075 McCraney Street East, Oakville, Ontario, L6H 1H9
9.3
White Oaks
PublicOnslow Court, Oakville, Ontario, L6H 1H9
8.8
Iroquois Ridge
Public1123 Glenashton Drive, Oakville, Ontario, L6H 5M1
9.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied82%
Rented18%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.