21 Second Street, Oakville, ON

$4,999,000
MLS#:W9347095
3 beds
2 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 24, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 1013 - OO Old Oakville. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $4,999,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 67.44 x 173.54 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient heat pump heating via gas

Description

RIPARIAN WATERFRONT IN DOWNTOWN OAKVILLE. Potential abounds! Fantastic opportunity to renovate, or build a new custom home. The possibilities are endless in this secluded waterfront residence where location and privacy are second to none. Charming main floor offers a functional layout with an open concept living and dining room as well as a separate family room with views to the water! There are 2 main floor bedrooms, a 3-pc bathroom and a conveniently located main floor laundry room. Upstairs, the principal retreat provides a walk-in closet, 4-piece bathroom, 3 skylights, and a den with walkout to the upper flat roof where you can watch sailboats gliding across the Lake. Rare, detached double car garage. Located on an approximately 67ft x 170ft riparian lot, graced by mature trees and magnificent lake views off the 2-tiered deck to the water.

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Property Summary

This detached home located at 21 Second Street, Oakville is currently for sale and has been available on SousaSells for 675 days. This property is listed at $4,999,000 with an estimated mortgage of $16,640* per month. It has 3 beds, 2 bathrooms, and is 2000-2500 square feet. 21 Second Street, Oakville is in the 1013 - OO Old Oakville neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 11, 2025
Sold price information is available to members only
Listed Date9/11/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionWood
BasementUnfinished
Lot Size67.44 × 173.54 Feet
CountyHalton
Annual Tax$19,601
Legal DescriptionPt Lts 20, 21 & 22, Pl 19 , As In 594899, T/W**

Parking & Garage

Parking Total5.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

Lake/Pond, Library, Marina, School, Waterfront

Interior Features

Other

Security Features

Community Features

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Location

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21 Second Street, Oakville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Second Street, Oakville, ON L6J 3T1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oakville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$1,499,700 (30.0%)
* Minimum Canadian down payment required for this price is $999,800.
Amortization Period30 Years
Estimated Monthly Payment$16,640Based on a loan of $3,499,300 over 30 years.
Purchase Price$4,999,000
Loan Amount$3,499,300
Provincial Land Transfer Tax:$111,450
Total Estimated Closing Taxes:$111,450

About Purchasing a Home in Oakville, ON

For a property listed at $4,999,000 in Oakville, the legal minimum down payment is $999,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $111,450 for this transaction. As this listing is in Oakville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $111,450.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 1013 - OO Old Oakville, Oakville.

Verified Local Data
City Population213,759
City Median Age41.5 Yrs
City Ownership82% Owners
Avg Area List Price$3,124,292

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
52%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English22%
Canadian16%
Scottish16%
Irish15%

Local Schools Guide

Elementary Schools

New Central
Public133 Balsam Drive, Ennisclare Park, Oakville, Ontario, L6J 3X4
9.6
Sainte-Marie
Public336 Maurice Drive, Oakville, Ontario, L6K 2X3
7.9
du Chêne
Public150 Ridge Drive, Oakville, Ontario, L6H 1B8
9.4
St James
Public255, Oakville, Ontario, L6K 2S2
6.7
E J James
Public338 Cairncroft Road, Ennisclare Park, Oakville, Ontario, L6J 4M6
9.6

Secondary Schools

St. Thomas Aquinas
Catholic124 Dorval Drive, Oakville, Ontario, L6K 2W1
8.2
Oakville Trafalgar
Public1460 Devon Road, Ennisclare Park, Oakville, Ontario, L6J 3L6
9.2
White Oaks
PublicOnslow Court, Oakville, Ontario, L6H 1H9
8.8
Gaétan Gervais
Public1075 McCraney Street East, Oakville, Ontario, L6H 1H9
9.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied82%
Rented18%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.