324 Spruce Street, Oakville, ON

$1,999,900
MLS#:W12691106
5 beds
4 baths
2500-3000 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 17, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of 1013 - OO Old Oakville. Expertly crafted featuring premium brick front and hardboard construction, this residence presents an exceptional opportunity offered at $1,999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 50 x 146 ft lot
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This is the perfect opportunity to live on one of Old Oakvilles best streets. Spruce is a not-so-hidden gem, with its strong sense of community, blend of new and historic homes, and walking distance to whole foods, the community centre, the go station and easy hwy access. If you have been looking for a renovation project, or a lot to build new on, look no further! The property is a sunny, south facing 50*146ft lot. The current house is charming, with 5 bedrooms, 2+2 bathrooms and a beautiful big front porch and a backyard pool. This home is being sold with architects drawings and a demolition permit in place. If you are keen to undertake a fantastic project, then this charming house is not to be overlooked. This house is priced to reflect its endless potential.

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Property Summary

This detached home located at 324 Spruce Street, Oakville is currently for sale and has been available on SousaSells for 184 days. This property is listed at $1,999,900 with an estimated mortgage of $6,657* per month. It has 5 beds, 4 bathrooms, and is 2500-3000 square feet. 324 Spruce Street, Oakville is in the 1013 - OO Old Oakville neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
4
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 17, 2026
Sold price information is available to members only
Listed Date1/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick Front, Hardboard
BasementPartially Finished, Full
Lot Size50 × 146 Feet
CountyHalton
Annual Tax$12,590
Legal DescriptionLT 9, PL 121 ; OAKVILLE

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Rec./Commun.Centre, Public Transit, Park, Library, School

Interior Features

Other

Security Features

Community Features

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Location

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324 Spruce Street, Oakville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 324 Spruce Street, Oakville, ON L6J 2H1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oakville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$599,970 (30.0%)
* Minimum Canadian down payment required for this price is $399,980.
Amortization Period30 Years
Estimated Monthly Payment$6,657Based on a loan of $1,399,930 over 30 years.
Purchase Price$1,999,900
Loan Amount$1,399,930
Provincial Land Transfer Tax:$36,473
Total Estimated Closing Taxes:$36,473

About Purchasing a Home in Oakville, ON

For a property listed at $1,999,900 in Oakville, the legal minimum down payment is $399,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $36,473 for this transaction. As this listing is in Oakville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $36,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 1013 - OO Old Oakville, Oakville.

Verified Local Data
City Population213,759
City Median Age41.5 Yrs
City Ownership82% Owners
Avg Area List Price$3,124,292

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
52%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English22%
Canadian16%
Scottish16%
Irish15%

Local Schools Guide

Elementary Schools

New Central
Public133 Balsam Drive, Ennisclare Park, Oakville, Ontario, L6J 3X4
9.6
Sainte-Marie
Public336 Maurice Drive, Oakville, Ontario, L6K 2X3
7.9
du Chêne
Public150 Ridge Drive, Oakville, Ontario, L6H 1B8
9.4
St James
Public255, Oakville, Ontario, L6K 2S2
6.7
E J James
Public338 Cairncroft Road, Ennisclare Park, Oakville, Ontario, L6J 4M6
9.6

Secondary Schools

St. Thomas Aquinas
Catholic124 Dorval Drive, Oakville, Ontario, L6K 2W1
8.2
Oakville Trafalgar
Public1460 Devon Road, Ennisclare Park, Oakville, Ontario, L6J 3L6
9.2
White Oaks
PublicOnslow Court, Oakville, Ontario, L6H 1H9
8.8
Gaétan Gervais
Public1075 McCraney Street East, Oakville, Ontario, L6H 1H9
9.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied82%
Rented18%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.