40 Spencer Trail, Oro-Medonte, ON

$889,900
MLS#:S12152441
4 beds
2 baths
700-1100 sqft
6.0 parking
Residential Freehold
40 Spencer Trail, Oro-Medonte, ON L0L 2L0
⚠️

Property no longer active

This property was sold on May 28, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Shanty Bay. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $889,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 100.25 x 151 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 40 Spencer Trail, nestled in the heart of Shanty Bay, Oro-Medonte! This beautifully maintained raised bungalow is set on a large, private fenced lot perfect for entertaining family and friends. Step inside to find bright, spacious living areas, an insulated garage, and plenty of storage. The finished basement offers additional space for recreation, a home office, or family gatherings. Enjoy the convenience of walking to top-rated schools, the lake, and scenic trails, all while relishing the serenity of this charming community. A true gem in a sought-after location!

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Property Summary

This detached home located at 40 Spencer Trail, Oro-Medonte is currently for sale and has been available on SousaSells for 448 days. This property is listed at $889,900 with an estimated mortgage of $2,962* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 40 Spencer Trail, Oro-Medonte is in the Shanty Bay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Shanty Bay, Oro-Medonte.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Shanty Bay, Oro-Medonte.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 28, 2025
Sold price information is available to members only
Listed Date5/15/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick Front, Vinyl Siding
BasementFull, Finished
Lot Size100.25 × 151 Feet
CountySimcoe
Annual Tax$3,340.05
Legal DescriptionPCL 42-1 SEC M66; LT 42 PL M66 ORO ; ORO-MEDONTE

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Park
  • School

Interior Features

  • Other
  • Water Softener

Security Features

  • Security System

Community Features

None listed

Frequently Asked Questions about 40 Spencer Trail, Oro-Medonte, ON

Q.What is the asking price for 40 Spencer Trail, Oro-Medonte, ON ?

The current listing price for 40 Spencer Trail, Oro-Medonte, ON in Shanty Bay, Oro-Medonte is $889,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 40 Spencer Trail, Oro-Medonte, ON ?

40 Spencer Trail, Oro-Medonte, ON is a Detached (Bungalow-Raised) featuring a Full, Finished basement.

Q.What key property features does 40 Spencer Trail, Oro-Medonte, ON offer?

Key property features include: Beach, Park, School.

Q.What interior features are included in this home?

Interior highlights include: Other, Water Softener.

Q.What security features are installed at 40 Spencer Trail, Oro-Medonte, ON ?

Security features include: Security System.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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40 Spencer Trail, Oro-Medonte, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 Spencer Trail, Oro-Medonte, ON L0L 2L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oro-Medonte.

Configure Loan Settings

Interest Rate4.00%
Down Payment$266,970 (30.0%)
* Minimum Canadian down payment required for this price is $63,990.
Amortization Period30 Years
Estimated Monthly Payment$2,962Based on a loan of $622,930 over 30 years.
Purchase Price$889,900
Loan Amount$622,930
Provincial Land Transfer Tax:$14,273
Total Estimated Closing Taxes:$14,273

About Purchasing a Home in Oro-Medonte, ON

For a property listed at $889,900 in Oro-Medonte, the legal minimum down payment is $63,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,273 for this transaction. As this listing is in Oro-Medonte (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,273.

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Shanty Bay, Oro-Medonte Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Shanty Bay, Oro-Medonte.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,729,649

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Shanty Bay, Oro-Medonte

Elementary Schools

Guthrie
Public22 Highway 11, Oro-Medonte, Ontario, L0L 2E0
7.2

Secondary Schools

No secondary schools data loaded.

Shanty Bay, Oro-Medonte Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.