105 Overbank Drive, Oshawa, ON

$924,900
MLS#:E12219721
4 beds
4 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 4, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of McLaughlin. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $924,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 45 x 112.74 ft lot
  • Features a apartment, finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Guest Accommodations, Storage, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Your Dream Home Backing Onto a Tranquil Ravine! Step into this beautifully updated and meticulously maintained 3+1 bedroom gem, perfectly situated on a premium lot with no rear neighbours and stunning ravine views. This is the kind of home that instantly feels like the one warm, inviting, and full of thoughtful touches throughout. The main floor welcomes you with a cozy and stylish living room featuring elegant crown moulding, modern pot lights, and a charming electric fireplace perfect for relaxing evenings at home. Entertain in style in the formal dining room, complete with classic chair rail detailing and crown moulding, with seamless access to a spacious deck ideal for outdoor dining, summer BBQs, and enjoying the peaceful backdrop of nature. The heart of the home is the show-stopping kitchen a chefs dream with sleek quartz countertops, high-end stainless steel appliances, a large centre island with breakfast bar, and a second walk-out to the deck, making entertaining a breeze. Upstairs, you'll find three spacious bedrooms, including a bright and airy primary suite complete with walk-in closet and a private 3-piece ensuite. A convenient powder room rounds out the main floor. The fully finished walk-out basement offers even more living space and incredible versatility, featuring a massive open-concept living area with gas fireplace, an additional bedroom, an updated full bathroom, and a full kitchen making it ideal for multi-generational living, guests, or even an in-law suite. Step out through French doors to full newer deck and yard. Nestled in a sought-after neighbourhood - known for its family-friendly charm, this home is just minutes to top-rated schools, beautiful parks, convenient shopping, and every amenity you could need. This is more than just a house its a lifestyle. Don't miss your chance to call this serene ravine-lot property your forever home!

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Property Summary

This detached home located at 105 Overbank Drive, Oshawa is currently for sale and has been available on SousaSells for 399 days. This property is listed at $924,900 with an estimated mortgage of $3,079* per month. It has 4 beds, 4 bathrooms, and is 1500-2000 square feet. 105 Overbank Drive, Oshawa is in the McLaughlin neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 7, 2025
Sold price information is available to members only
Listed Date6/13/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding, Brick
BasementApartment, Finished with Walk-Out
Lot Size45 × 112.74 Feet
CountyDurham
Annual Tax$6,386
Legal DescriptionPCL 40-1, SEC 40M1460; LT 40, PL 40M1460 CITY OF OSHAWA

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Greenbelt/Conservation, Park, Public Transit, Ravine

Interior Features

Guest Accommodations, Storage, In-Law Capability

Security Features

Community Features

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Location

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105 Overbank Drive, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 105 Overbank Drive, Oshawa, ON L1J 7Y9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

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Interest Rate4.00%
Down Payment$277,470 (30.0%)
* Minimum Canadian down payment required for this price is $67,490.
Amortization Period30 Years
Estimated Monthly Payment$3,079Based on a loan of $647,430 over 30 years.
Purchase Price$924,900
Loan Amount$647,430
Provincial Land Transfer Tax:$14,973
Total Estimated Closing Taxes:$14,973

About Purchasing a Home in Oshawa, ON

For a property listed at $924,900 in Oshawa, the legal minimum down payment is $67,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,973 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for McLaughlin, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$794,273

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Woodcrest
Public506 Woodcrest Avenue, Oshawa, Ontario, L1J 2T8
2.6
Antonine Maillet
Public615 Ridgeway Avenue, Oshawa, Ontario, L1J 2W3
9.1
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7
Adelaide Mclaughlin
Public630 Stevenson Road North, Oshawa, Ontario, L1J 5P1
5.2
Stephen G Saywell
Public855 Roundelay Drive, Oshawa, Ontario, L1J 7V1
6.0

Secondary Schools

R. S. McLaughlin
Public570 Stevenson Road North, Oshawa, Ontario, L1J 5P1
6.4
Monsignor Paul Dwyer
Public700 Stevenson Road North, Oshawa, Ontario, L1J 5P5
5.6
O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.