This property was sold on November 4, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $739,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to 106 Elgin Street East - a beautiful detached two-story century home that is full of character, and modern updates. Set on an oversized lot in the heart of O'Neil in Oshawa, this home features a welcoming verandah, gated fencing, and generous parking, just steps from schools, transit, and all the shops you need! Inside, you'll find the home maintains its century home feel with beautiful updates. The main level features original trim and a classic staircase, complemented by shiplap accents and a built-in fireplace. A sliding barn door leads to a den off the spacious dining room, which can be used as a home office, kids play area, or easily converted to a 4th bedroom or even a main floor laundry room! The recently renovated kitchen is bright and modern, complete with white quality cabinetry, quartz countertops, and stainless steel appliances. Upstairs, you'll find three spacious and sunlit bedrooms, along with a recently updated bathroom. A side entrance from the back porch provides separate access to the original, unfinished basement, perfect for storage or future development. Outdoor living is just as inviting, with a beautiful deck for entertaining, a direct gas line for BBQs, and a fully fenced yard offering ample privacy. The historic barn has been converted into a functional workshop space, and the large garage and carport can house three vehicles. Every major system has been updated, including windows, electrical, plumbing, shingles, furnace, decks, doors, and more. Located in prime Oshawa on a quiet street lined with mature trees, you'll be just minutes from the Oshawa Valley Botanical Gardens, The Robert McLaughlin Gallery, and the Oshawa Golf and Curling Club. This Property has Duplex Zoning.
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This detached home located at 106 Elgin Street, Oshawa is currently for sale and has been available on SousaSells for 346 days. This property is listed at $739,900 with an estimated mortgage of $2,463* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 106 Elgin Street, Oshawa is in the O'Neill neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Carpet Free, Water Heater
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 106 Elgin Street E, Oshawa, ON L1G 1T3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.
About Purchasing a Home in Oshawa, ON
For a property listed at $739,900 in Oshawa, the legal minimum down payment is $48,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,273 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.