120 Elgin Street, Unit 07, Oshawa, ON

$500,000
MLS#:E12112876
2 beds
1 baths
1000-1199 sqft
Residential Condo & Other
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Property no longer active

This property was sold on May 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $500,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1000-1199 sqft
  • 0.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

Welcome to this bright and spacious 2-bedroom, 1-bathroom condo offering 1,044 sq. ft. of well-planned living space. The open-concept layout features a generous living and dining area with expansive wall-to-wall windows and sliding glass doors that open to a large private balcony ideal for morning coffee or unwinding outdoors. The kitchen is both functional and stylish, with ample cabinetry, a custom tile backsplash, and durable tile flooring. The primary bedroom includes a sizable walk-in closet, while the second bedroom offers a roomy double closet for extra storage. Residents enjoy a welcoming lobby, a beautifully appointed party room with a full kitchen and a cozy library nook, and convenient laundry facilities on every floor. Located near Kinsmen Park, a local golf club, and just minutes from downtown Oshawa, this home is perfectly positioned for easy access to recreation, shopping, and community amenities. Underground parking adds convenience, while the condo fees cover laundry just down the hall. Generous visitor parking. A fantastic opportunity you don't want to miss!

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Property Summary

This condo apartment located at 120 Elgin Street, Oshawa is currently for sale and has been available on SousaSells for 444 days. This property is listed at $500,000 with an estimated mortgage of $1,664* per month. It has 2 beds, 1 bathroom, and is 1000-1199 square feet. 120 Elgin Street, Oshawa is in the O'Neill neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateMay 6, 2025
Sold price information is available to members only
Listed Date4/30/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementNone
CountyDurham
Annual Tax$3,064

Parking & Garage

Parking Total0.0
Parking Space0
Garage TypeUnderground

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

Hospital, Park, Public Transit, School, Place Of Worship

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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120 Elgin Street, Unit 07, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 120 Elgin Street W 307, Oshawa, ON L1G 1Y6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Configure Loan Settings

Interest Rate4.00%
Down Payment$150,000 (30.0%)
* Minimum Canadian down payment required for this price is $25,000.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $350,000 over 30 years.
Purchase Price$500,000
Loan Amount$350,000
Provincial Land Transfer Tax:$6,475
Total Estimated Closing Taxes:$6,475

About Purchasing a Home in Oshawa, ON

For a property listed at $500,000 in Oshawa, the legal minimum down payment is $25,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,475 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for O'Neill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$710,467

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
Eastdale
Public265 Harmony Road North, Oshawa, Ontario, L1G 6L4
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.