127 Gibbons Street, Oshawa, ON

$999,900
MLS#:E13444398
6 beds
4 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of McLaughlin. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 43.56 x 150.27 ft lot
  • Features a separate entrance, apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability, Separate Heating Controls
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 127 Gibbons - where modern design, spacious living, and income-earning potential come together in one exceptional property. This newer Holland Homes bungalow offers almost 3000 sqft of finished living space, making it one of the most impressive opportunities on the market for families, investors, and multi-generational living. Step inside to a bright, open-concept main level featuring 3 generous bedrooms, including a private primary suite with a 3-piece ensuite and walk-in closet. The heart of the home is the expansive kitchen + dining + great room, designed for effortless entertaining and everyday comfort. A walk-out leads to a large deck, extending your living space outdoors. The fully finished lower level is a standout feature - offering 3 additional bedrooms, 2 bathrooms, and a separate entrance, creating the perfect setup for a 2-unit dwelling, in-law suite, or income-generating rental. Whether you're looking to offset your mortgage or accommodate extended family, this flexible layout delivers unmatched value. Located in a highly desirable area close to transit, the Oshawa Centre, restaurants, parks, schools, and major highways including the 401, this home offers the ideal blend of convenience and community. Commuters, families, and investors will all appreciate the accessibility and lifestyle this location provides. Modern construction. Expansive layout. Income potential. Prime location. 127 Gibbons is the complete package - a rare opportunity to secure a spacious, versatile home in one of Oshawa's most convenient neighbourhoods. Don't miss your chance to own this standout 2-unit opportunity.

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Key Features

Bedrooms
6
Bathrooms
4
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusTerminated
Listed Date6/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionOther
BasementSeparate Entrance, Apartment
Lot Size43.56 × 150.27 Feet
CountyDurham
Annual Tax$8,155.94
Legal DescriptionPt Lt 50 Sheet 13C Pl357 East Whitby As In D185829

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Park, Public Transit, Rec./Commun.Centre, School

Interior Features

In-Law Capability, Separate Heating Controls

Security Features

Community Features

Location

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127 Gibbons Street, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 127 Gibbons Street, Oshawa, ON L1J 4Y1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

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Interest Rate5.25%
Down Payment$74,990 (7.5%)
* Minimum Canadian down payment required for this price is $74,990.
Amortization Period25 Years
Estimated Monthly Payment$5,512Based on a loan of $924,910 over 25 years.
Purchase Price$999,900
Loan Amount$924,910
Provincial Land Transfer Tax:$16,473
Total Estimated Closing Taxes:$16,473

About Purchasing a Home in Oshawa, ON

For a property listed at $999,900 in Oshawa, the legal minimum down payment is $74,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,473 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,473.

Nearby Listings

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No current listings found in Oshawa.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for McLaughlin, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$761,621

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Woodcrest
Public506 Woodcrest Avenue, Oshawa, Ontario, L1J 2T8
2.6
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7
Antonine Maillet
Public615 Ridgeway Avenue, Oshawa, Ontario, L1J 2W3
9.1
Adelaide Mclaughlin
Public630 Stevenson Road North, Oshawa, Ontario, L1J 5P1
5.2
Stephen G Saywell
Public855 Roundelay Drive, Oshawa, Ontario, L1J 7V1
6.0

Secondary Schools

R. S. McLaughlin
Public570 Stevenson Road North, Oshawa, Ontario, L1J 5P1
6.4
Monsignor Paul Dwyer
Public700 Stevenson Road North, Oshawa, Ontario, L1J 5P5
5.6
O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.