145 Centre Street, Oshawa, ON

$569,000
MLS#:E13509328
2 beds
2 baths
1100-1500 sqft
8.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $569,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 150.52 x 82.26 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available
  • Notable attributes: Separate Hydro Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This Renovated Stripped to the Studs Legal Duplex on large corner lot, has 2 Separate Units w/ Separate Hydro Meters and Parking Lot with 8 parking spots. New electrical and electrical boxes in 2024 in each unit, vinyl flooring, furnace, air conditioning, duct work, all new kitchen cabinets and S/S Appliances in both units. All new plumbing in 2024 with the exception of 1 pipe in basement. 3-piece washrooms in both units. Exterior updates include front doors to both units, railing and front porch, all new windows in upper unit 2024. Additional improvements include staircase and carpeting in upper unit. Great opportunity for Investors, or live in one unit and rent out the other.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date7/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished
Lot Size150.52 × 82.26 Feet
CountyDurham
Annual Tax$4,395.21
Legal DescriptionPT LT 4 S/S BROCK ST PL H50002 OSHAWA AS IN D186199 & PT 1, 40R8505; OSHAWA

Parking & Garage

Parking Spaces8.0
Garage Spaces8
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Separate Hydro Meter

Security Features

Community Features

Location

Initializing map...
145 Centre Street, Oshawa, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 145 Centre Street N, Oshawa, ON L1G 4C2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$31,900 (5.6%)
* Minimum Canadian down payment required for this price is $31,900.
Amortization Period25 Years
Estimated Monthly Payment$3,201Based on a loan of $537,100 over 25 years.
Purchase Price$569,000
Loan Amount$537,100
Provincial Land Transfer Tax:$7,855
Total Estimated Closing Taxes:$7,855

About Purchasing a Home in Oshawa, ON

For a property listed at $569,000 in Oshawa, the legal minimum down payment is $31,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,855 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,855.

Nearby Listings

Distance:

No current listings found in Oshawa.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for O'Neill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$752,422

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
Eastdale
Public265 Harmony Road North, Oshawa, Ontario, L1G 6L4
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.