164 Centre Street, Oshawa, ON
Property no longer active
This property was sold on November 3, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 39 x 67.68 ft lot
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Water Heater Owned
- Efficient forced air heating via gas
Description
Charming Duplex, in 1 3/4 storey. Perfect for Investors or Homeowners! This well-maintained duplex offers two separate units, each with its own private entrance and parking, making it an ideal property for investors looking to start or expand their investment portfolio. Main Floor Unit: 1-bedroom apartment, recently renovated with a brand-new bathroom and an updated kitchen complete with appliances. Second Floor Unit: 2-bedroom apartment, freshly painted and move-in ready. Live in one unit while renting out the other to help with your mortgage, or rent out both for a great income opportunity! Conveniently located near downtown, the hospital, public transit, schools, and the Oshawa Valley Botanical Gardens. Quick possession available don't miss out on this opportunity!
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Property Summary
This duplex located at 164 Centre Street, Oshawa is currently for sale and has been available on SousaSells for 494 days. This property is listed at $549,500 with an estimated mortgage of $1,829* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 164 Centre Street, Oshawa is in the O'Neill neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 164 Centre Street N, Oshawa, ON L1G 4C3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Oshawa, ON
For a property listed at $549,500 in Oshawa, the legal minimum down payment is $29,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,465 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,465.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.