174 Mary Street, Oshawa, ON

$589,000
MLS#:E12663530
0 beds
0 baths
Commercial
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Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of O'Neill. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $589,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 75 x 74.79 ft lot size
  • Convenient double detached garage included
  • equipped with partial central cooling and highly efficient gas forced air closed heating

Description

Prime commercial property located between downtown and North Oshawa. Seller is very motivated, offering an exceptional opportunity for investors, developers, or owner-occupiers. The building spans 2,918 SF, including versatile office, shop, garage, and bonus attic space, with high ceilings in key areas, allowing for flexible use or potential conversion to residential. Set on a double-wide lot, the property presents significant redevelopment possibilities, including expansion or custom residential projects. Conveniently located near schools, parks, shopping, and transit, this property combines immediate utility with long-term value. This is an Estate Sale.

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Key Features

Property Type
Commercial

Additional Details

StatusPrice Change
Listed Date1/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size75 × 74.79 Feet
CountyDurham
Annual Tax$9,896.81

Parking & Garage

Garage Spaces11
Garage TypeDouble Detached

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingPartial

Features

Property Features

Interior Features

Security Features

No

Community Features

Major Highway, Public Transit

Location

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174 Mary Street, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 174 Mary Street N, Oshawa, ON L1G 5C2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

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Interest Rate5.25%
Down Payment$33,900 (5.8%)
* Minimum Canadian down payment required for this price is $33,900.
Amortization Period25 Years
Estimated Monthly Payment$3,308Based on a loan of $555,100 over 25 years.
Purchase Price$589,000
Loan Amount$555,100
Provincial Land Transfer Tax:$8,255
Total Estimated Closing Taxes:$8,255

About Purchasing a Home in Oshawa, ON

For a property listed at $589,000 in Oshawa, the legal minimum down payment is $33,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,255 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,255.

Nearby Listings

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No current listings found in Oshawa.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for O'Neill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$750,425

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
Eastdale
Public265 Harmony Road North, Oshawa, Ontario, L1G 6L4
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.