177 Centre Street, Oshawa, ON

$610,000
MLS#:E9264220
3 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 3, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $610,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 28.67 x 82.5 ft lot
  • Features a unfinished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: On Demand Water Heater, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Are you looking for a spacious and potential-filled home in a central Oshawa location? Look no further! This beautifully well-maintained home offers 3 large bedrooms and 2 conveniently located bathrooms, making it perfect for a growing family or those who love to entertain guests. As you enter the front mud room, you'll immediately notice the care and attention to detail that has been put into maintaining this home. The large open living and dining room provide plenty of space for relaxing and hosting gatherings. The bright and spacious kitchen is a chef's dream, with ample storage and counter space for all your cooking needs. The bonus space on the 3rd floor can be used as an additional bedroom, office, or play area, giving you the flexibility to adapt the space to suit your needs. The large shed in the backyard offers additional storage or workshop space, perfect for those who enjoy DIY projects or gardening.With a separate entrance to the unfinished basement, there are many possibilities to create an additional income stream. Whether you choose to finish the basement and rent it out, or convert it into an Airbnb, the potential for earning extra income is endless. Are you ready to call this beautifully well-maintained home in a central Oshawa location your own? Don't miss out on this opportunity to own a home with tons of space and potential. Contact us today to schedule a viewing and see all that this amazing property has to offer.

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Property Summary

This detached home located at 177 Centre Street, Oshawa is currently for sale and has been available on SousaSells for 695 days. This property is listed at $610,000 with an estimated mortgage of $2,030* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 177 Centre Street, Oshawa is in the O'Neill neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 3, 2024
Sold price information is available to members only
Listed Date8/21/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick
BasementUnfinished, Separate Entrance
Lot Size28.67 × 82.5 Feet
CountyDurham
Annual Tax$3,358
Legal DescriptionPT LT 4 S/S ELGIN ST PL H50010 OSHAWA AS IN D377972; S/T & T/W D377972; CITY OF OSHAWA

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

On Demand Water Heater, Water Heater Owned

Security Features

Community Features

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Location

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177 Centre Street, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 177 Centre Street N, Oshawa, ON L1G 4C4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

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Interest Rate4.00%
Down Payment$183,000 (30.0%)
* Minimum Canadian down payment required for this price is $36,000.
Amortization Period30 Years
Estimated Monthly Payment$2,030Based on a loan of $427,000 over 30 years.
Purchase Price$610,000
Loan Amount$427,000
Provincial Land Transfer Tax:$8,675
Total Estimated Closing Taxes:$8,675

About Purchasing a Home in Oshawa, ON

For a property listed at $610,000 in Oshawa, the legal minimum down payment is $36,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,675 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,675.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for O'Neill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$710,467

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
Eastdale
Public265 Harmony Road North, Oshawa, Ontario, L1G 6L4
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.