195 Drew Street, Oshawa, ON

$599,900
MLS#:E12843878
4 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Central. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 36 x 95 ft lot
  • Features a walk-up, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Carpet Free, In-Law Suite, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to one of the most affordable turnkey detached homes on the market - fully renovated and thoughtfully designed for modern living with built-in flexibility. This updated 1.5 storey home offers style, function, and versatility from the moment you walk in. Vinyl flooring runs throughout, creating a cohesive and low-maintenance finish. The open-concept main floor seamlessly connects the kitchen, living, and dining areas - ideal for entertaining or everyday family life. The modern kitchen features quartz countertops and contemporary finishes, with a convenient walk-out to the fully fenced backyard - perfect for kids, pets, or summer gatherings.The main level is also designed for practicality, offering a powder room and dedicated laundry - a rare and valuable feature for busy households. Upstairs, you'll find three well-sized bedrooms with huge closets and a beautifully updated 4-piece bathroom, providing comfortable and functional family living. What truly sets this home apart is the separate side entrance leading to a walk-up basement bachelor in-law suite. Complete with its own kitchen featuring quartz countertops, a 3-piece bathroom and lots of storage space this space is ideal for multi-generational living, extended family, or potential income support. Outside, enjoy a brand new driveway and fully fenced yard, adding curb appeal and privacy. Renovated, versatile, and move-in ready - this is a smart opportunity for buyers looking for maximum value in today's market.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 19, 2026
Sold price information is available to members only
Listed Date3/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementWalk-Up, Partially Finished
Lot Size36 × 95 Feet
CountyDurham
Annual Tax$4,009.37
Legal DescriptionLT 1 PL 297 OSHAWA; OSHAWA

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free, In-Law Suite, Water Heater Owned

Security Features

Community Features

Location

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195 Drew Street, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 195 Drew Street, Oshawa, ON L1H 5A4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

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Interest Rate5.25%
Down Payment$34,990 (5.8%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period25 Years
Estimated Monthly Payment$3,366Based on a loan of $564,910 over 25 years.
Purchase Price$599,900
Loan Amount$564,910
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in Oshawa, ON

For a property listed at $599,900 in Oshawa, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

Nearby Listings

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No current listings found in Oshawa.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Central, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$662,270

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

St Hedwig
Public421 Olive Avenue, Oshawa, Ontario, L1H 2R2
0.9
Village Union
Public155 Gibb Street, Oshawa, Ontario, L1J 1Y4
3.8
David Bouchard
Public460 Sedan Crescent, Oshawa, Ontario, L1H 6C9
3.0
Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Clara Hughes
Public610 Taylor Avenue, Oshawa, Ontario, L1H 2E7
4.2

Secondary Schools

Monsignor John Pereyma
Public316 Conant Street, Oshawa, Ontario, L1H 3S6
5.6
O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.