195 Ryerson Crescent, Oshawa, ON

$890,000
MLS#:E13236600
4 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Samac. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $890,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 53.21 x 109.87 ft lot
  • Features a apartment, finished, full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Primary Bedroom - Main Floor, On Demand Water Heater, Wheelchair Access
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Versatile and beautiful, this Raised Bungalow offers the flexibility your family needs. Downsizing & in need of Accessibility features? We've got it! Live comfortably on the main floor ft. wide hallways and an exterior wheelchair lift from the garage directly inside. 2 Large main floor Principal Rooms (Flooring 2026), Main floor Laundry, and Accessibility Conscious Bathrooms showcasing a 4pc Ensuite Bath with Roll-In shower. Don't compromise on Kitchen or Living Space with a bright & airy Breakfast area, Walk-in pantry & over 1500 sq. ft above grade. A Younger Family desiring that coveted Rental Income? We've got it! Choose to live upstairs or down! With new (2024) Above Grade windows & Cali Shutters throughout, an oversized 2nd Modern Kitchen with walk in pantry, Gas stove, B/I dishwasher & Wine fridge, Spacious 2nd Family & Dining Room areas, 4pc Semi-Ensuite, 2 additional bedrooms including what feels like a 2nd Primary Bdrm ft Walk-In & Mirrored wall-to-wall closets - without forgetting the 2nd Separate Laundry Rm - you'll easily forget it's a basement apartment! Large extended Family? We've got you covered too! Multiple entrances offer the privacy you need under one roof. Investors of course will love the proximity to Ontario Tech University. Cathedral Ceilings; Moveable upstairs Kitchen Island; New Windows at every turn (2024); the walk-out to the back deck and down to the backyard Gazebo; A front porch perfect for tea for two on a quiet morning; Landscaped Yards awaiting your revival; Roof (2015), Paint (2026) & Tankless Hot Water (owned, 2026); 7 mins to 407 &12 mins to 401; Close to TWO Costco locations in Oshawa & Ultra convenient with many groceries, Transit options, Highways & the University near by only ADD to the features that make this Raised-Bungalow on a quiet street in the highly desired North Oshawa, exactly the PERFECTLY versatile and beautiful home for YOU!

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date6/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick, Stone
BasementApartment, Finished, Full, Separate Entrance
Lot Size53.21 × 109.87 Feet
CountyDurham
Annual Tax$6,830
Legal DescriptionLOT 10, PLAN 40M1938 CITY OF OSHAWA

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Library, Place Of Worship, Public Transit, School, Park

Interior Features

Primary Bedroom - Main Floor, On Demand Water Heater, Wheelchair Access, Accessory Apartment, In-Law Suite, Auto Garage Door Remote, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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195 Ryerson Crescent, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 195 Ryerson Crescent, Oshawa, ON L1G 8A8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

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Interest Rate5.25%
Down Payment$64,000 (7.2%)
* Minimum Canadian down payment required for this price is $64,000.
Amortization Period25 Years
Estimated Monthly Payment$4,922Based on a loan of $826,000 over 25 years.
Purchase Price$890,000
Loan Amount$826,000
Provincial Land Transfer Tax:$14,275
Total Estimated Closing Taxes:$14,275

About Purchasing a Home in Oshawa, ON

For a property listed at $890,000 in Oshawa, the legal minimum down payment is $64,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,275 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,275.

Nearby Listings

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No current listings found in Oshawa.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Samac, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$711,939

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Kedron
Public1935 Ritson Road North, Samac, Oshawa, Ontario, L1H 7K5
6.6
Sherwood
Public633 Ormond Drive, Samac, Oshawa, Ontario, L1K 2W6
4.7
Queen Elizabeth
Public1205 Simcoe Street North, Oshawa, Ontario, L1G 4X1
2.9
St John Bosco
Public1600 Clearbrook Drive, Oshawa, Ontario, L1K 2P6
6.0
Northern Dancer
Public2200 Bridle Road, Windfields, Oshawa, Ontario, L1L 1C4
8.2

Secondary Schools

Maxwell Heights
Public1100 Coldstream Drive, Oshawa, Ontario, L1K 0N1
6.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.