20 Mill Street, Oshawa, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Central. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $589,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 39.5 x 153.64 ft lot
- Features a crawl space, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
- 8.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Water Heater
- equipped with window unit(s) central cooling and highly efficient radiant heating via gas
Description
Welcome to 20 Mill St, set on a rare oversized L shaped lot with residential and commercial zoning, offering incredible flexibility and a wide range of permitted uses.This charming home features 9 ft ceilings on the main floor, new vinyl flooring, two bedrooms on the main level, and an additional bedroom and full bath upstairs. The layout is bright and functional, with a side walk up basement entrance.The private backyard is a true retreat, surrounded by mature trees and greenery, and complemented by a large wooden deck and fencing for added privacy. The landscaped front entrance creating great curb appeal. A standout feature is the detached shop, over 700 sq ft, complete with heat, power, updated siding in 2022, and its own private access, ideal for a workspace, hobbyist, or additional storage.Extensive updates have already been completed, including a fully renovated kitchen in 2026, updated upstairs bathroom in 2026, main floor bathroom in 2021, primary bedroom and back room renovation in 2021, new porch flooring, door, and paint in 2022, fence in 2022, and deck in 2023.Perfectly located within walking distance to Oshawa Creek and scenic bike routes, and just minutes to Highway 401, transit, and the future Central GO Station directly across the street. This central location also offers easy access to Ontario Tech University, Durham College, and Trent University, making it ideal for both end users and investors.
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Property Summary
This detached home located at 20 Mill Street, Oshawa is currently for sale and has been available on SousaSells for 24 days. This property is listed at $589,999 with an estimated mortgage of $1,964* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 20 Mill Street, Oshawa is in the Central neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Central, Oshawa.
- •3 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Oshawa.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Fenced Yard
- Greenbelt/Conservation
- Park
- Public Transit
- School
- School Bus Route
Interior Features
- Water Heater
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 20 Mill Street, Oshawa, ON
Q.What is the asking price for 20 Mill Street, Oshawa, ON ?
The current listing price for 20 Mill Street, Oshawa, ON in Central, Oshawa is $589,999.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 20 Mill Street, Oshawa, ON ?
20 Mill Street, Oshawa, ON is a Detached (1 1/2 Storey) featuring a Crawl Space, Walk-Up basement.
Q.What key property features does 20 Mill Street, Oshawa, ON offer?
Key property features include: Fenced Yard, Greenbelt/Conservation, Park, Public Transit, School, School Bus Route.
Q.What interior features are included in this home?
Interior highlights include: Water Heater.
Q.Is parking available at this property?
Yes, this property offers parking space for 8.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Window Unit(s).
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Pricing & Value Insights
Data-driven valuation for 20 Mill Street, Oshawa, ON L1H 2Z3
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Oshawa, ON
For a property listed at $589,999 in Oshawa, the legal minimum down payment is $34,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,275 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,275.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.