260 Cosgrove Drive, Oshawa, ON

$899,000
MLS#:E12298061
4 beds
4 baths
2500-3000 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 4, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Windfields. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $899,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 36 x 100 ft lot
  • Features a separate entrance, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: In-Law Capability, Upgraded Insulation, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

WOW !! BEST BUY OF THE AREA * Absolutely STUNNING, TRIBUTE built, "TAYLOR" MODEL- 2518 sq ft with Double Door Entrance with Foyer and closet, Double Garage with two doors **Entrance from Garage to the house** Upgraded, Clean, Modern Home** Demand Windfields community ** Freshly Painted thru out ** New quality HARDWOOD floors on the Second floor ** New Quartz Counter top and Quartz Back splash in Kitchen** New Pot Lights thru out ** New quartz counter top in Primate Ensuite ** Quality Shutters on all windows ** Cosy Family room with Gas Fireplace ** Open concept - Living, Dining and Great room ** SEPARATE SIDE ENTRANCE "FROM THE BUILDER" FOR POTENTIAL BASEMENT APARTMENT ** 9 Ft ceiling on Main floor * Hardwood Staircase with Iron Pickets ** Kitchen with Breakfast Bar and Brand New appliances** Tall Cabinetry ** Three washrooms on second floor ** Convenient Laundry on second floor ** $$$ spent on all recent upgrades ** LIKE A BRAND NEW HOME ** Conveniently located near Highways 407 and 412, UOIT, Durham College, Costco, shopping, parks, top-rated schools, and the GO Train ** Floor plans, Survey attached ** SEE VIRTUAL TOUR **

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Property Summary

This detached home located at 260 Cosgrove Drive, Oshawa is currently for sale and has been available on SousaSells for 362 days. This property is listed at $899,000 with an estimated mortgage of $2,992* per month. It has 4 beds, 4 bathrooms, and is 2500-3000 square feet. 260 Cosgrove Drive, Oshawa is in the Windfields neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 31, 2025
Sold price information is available to members only
Listed Date7/21/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementSeparate Entrance, Unfinished
Lot Size36 × 100 Feet
CountyDurham
Annual Tax$7,957.76
Legal DescriptionLot 76 Plan 40M-2549: Oshawa

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

In-Law Capability, Upgraded Insulation, Carpet Free

Security Features

Community Features

Virtual Tours

Location

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260 Cosgrove Drive, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 260 Cosgrove Drive, Oshawa, ON L1L 0K4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Configure Loan Settings

Interest Rate4.00%
Down Payment$269,700 (30.0%)
* Minimum Canadian down payment required for this price is $64,900.
Amortization Period30 Years
Estimated Monthly Payment$2,992Based on a loan of $629,300 over 30 years.
Purchase Price$899,000
Loan Amount$629,300
Provincial Land Transfer Tax:$14,455
Total Estimated Closing Taxes:$14,455

About Purchasing a Home in Oshawa, ON

For a property listed at $899,000 in Oshawa, the legal minimum down payment is $64,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,455 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Windfields, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$757,579

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

St. Anne
CatholicBridle Road, Windfields, Oshawa, Ontario, L1L 1B7
5.1
Northern Dancer
Public2200 Bridle Road, Windfields, Oshawa, Ontario, L1L 1C4
8.2
Kedron
Public1935 Ritson Road North, Samac, Oshawa, Ontario, L1H 7K5
6.6
Elsie MacGill
Public800 Greenhill Avenue, Oshawa, Ontario, L1K 0C8
5.2
Sherwood
Public633 Ormond Drive, Samac, Oshawa, Ontario, L1K 2W6
4.7

Secondary Schools

Maxwell Heights
Public1100 Coldstream Drive, Oshawa, Ontario, L1K 0N1
6.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.