340 French Street, Oshawa, ON

$599,900
MLS#:E13553494
3 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 40 x 76 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Stylishly Renovated (2021) and meticulously maintained, this charming detached home offers 3 spacious bedrooms, modern upgrades throughout, and a fully finished basement. The gourmet eat-in kitchen features quartz countertops, an undermount sink, updated stainless steel appliances, and a walk-out to a private backyard deck, making it perfect for everyday living and entertaining. The bright living room is enhanced with pot lights and overlooks a sun-filled sunroom, offering the flexibility to be used as a family room, home office, or additional living space. A beautifully updated 3-piece bathroom adds a fresh, contemporary touch. Step outside to a low-maintenance backyard oasis featuring a spacious deck, interlocking patio, and privacy fencing-ideal for summer barbecues, family gatherings, or simply relaxing outdoors. A double-wide driveway provides ample parking for multiple vehicles. Ideally located just steps from Connaught Park and the scenic Michael Starr Trail, a beautiful forested pathway perfect for walking and biking, this home is also minutes from Oshawa Gateway Shopping Centre, Lakeridge Health Oshawa, the Oshawa Valley Botanical Gardens, Highway 401, and highly rated schools including Dr. S.J. Phillips Public School and O'Neill Collegiate & Vocational Institute. Move-in ready and filled with thoughtful upgrades, this exceptional home truly has it all. Don't miss your opportunity to make it yours!

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Property Summary

This detached home located at 340 French Street, Oshawa is currently for sale and has been available on SousaSells for 1 day. This property is listed at $599,900 with an estimated mortgage of $1,997* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 340 French Street, Oshawa is in the O'Neill neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding
BasementFinished
Lot Size40 × 76 Feet
CountyDurham
Annual Tax$3,201
Legal DescriptionPT LT 26 PL257EASTWHITBY AS IN D 386688 OSHAWA

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Fenced Yard

Interior Features

Carpet Free

Security Features

Community Features

Location

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340 French Street, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 340 French Street, Oshawa, ON L1G 5N7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

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Interest Rate4.00%
Down Payment$179,970 (30.0%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $419,930 over 30 years.
Purchase Price$599,900
Loan Amount$419,930
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in Oshawa, ON

For a property listed at $599,900 in Oshawa, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for O'Neill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$702,128

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
Eastdale
Public265 Harmony Road North, Oshawa, Ontario, L1G 6L4
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.