38 Frank Street, Oshawa, ON

$599,900
MLS#:E12931854
4 beds
1 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lakeview. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 41.25 x 100 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this Beautifully Maintained Home on a Quiet Street in the Stunning Lakeview Community of Oshawa. Detached 2 Storey Home with Detached Garage/Workshop with Hydro. Perfect as a Starter Home, Professional Couple or Growing Family. This Home is Bright and Inviting. No Shortage of Natural Light, Lots of Sunshine - Brightens up the Home. Semi Private Facing Greenery. An Open Concept Layout Dining/Kitchen, Sunroom, and the Living room has Sliding doors to a Generously Sized Backyard with a Deck for BBQ & Entertaining. The Kitchen is Functional with Lots of Cabinet Space and Counter Space. Four piece Bathroom and Spacious Bedrooms. Sunroom is Sunny with Bench Nook and Bench Storage. One Car Garage and Driveway for 2 more, 3 Total Parking Spots. Located in a Family Friendly Neighborhood/Community with Nearby Schools, 401 Access, Transit, GO station, and Parks. Minutes to Beautiful Lakeview Park and Several Trails, Beach and Lake Ontario. Upgrades include New Flooring Dining/Kitchen/Sunroom 2026, New Stove 2026, Enjoy Peace of Mind with a Newly Professionally Waterproofed Basement (2026) Complete with Sump Pump and Lifetime Transferable Warranty. Basement Ready for Your Finishing Ideas. Eavestrough 2024, Partial Roof 2023, Garage Door 2022, HE Furnace 2019, Gas BBQ line for year round usage, Upgraded Window Coverings, Professionally Installed Wood Stove, Garden Shed, Air Conditioner, Owned Water Heater. Rare Opportunity!

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Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 2, 2026
Sold price information is available to members only
Listed Date3/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull, Unfinished
Lot Size41.25 × 100 Feet
CountyDurham
Annual Tax$3,811
Legal DescriptionPlan 128 Lot 9

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Public Transit, Park

Interior Features

Water Heater Owned, Carpet Free

Security Features

Community Features

Location

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38 Frank Street, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38 Frank Street, Oshawa, ON L1H 3T5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

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Interest Rate5.25%
Down Payment$34,990 (5.8%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period25 Years
Estimated Monthly Payment$3,366Based on a loan of $564,910 over 25 years.
Purchase Price$599,900
Loan Amount$564,910
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in Oshawa, ON

For a property listed at $599,900 in Oshawa, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

Nearby Listings

Distance:

No current listings found in Oshawa.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lakeview, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$649,051

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Dr C F Cannon
Public1196 Cedar Street, Oshawa, Ontario, L1J 3S2
3.6
Glen Street
Public929 Glen Street, Oshawa, Ontario, L1J 3T9
1.2
Monsignor Philip Coffey
Public1324 Oxford Street, Oshawa, Ontario, L1J 3W6
3.8
Bobby Orr
Public7 Waterloo Street, Oshawa, Ontario, L1H 8V9
4.6
Lakewoods
Public323 Chaleur Avenue, Oshawa, Ontario, L1J 1G5
3.9

Secondary Schools

G L Roberts
Public399 Chaleur Avenue, Oshawa, Ontario, L1J 1G5
3.8
Monsignor John Pereyma
Public316 Conant Street, Oshawa, Ontario, L1H 3S6
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.