408 Simcoe Street, Oshawa, ON

$799,000
MLS#:E13865754
4 beds
3 baths
2000-2500 sqft
5.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 3 Bath Home at 408 Simcoe Street Oshawa ON listed at $799,000 (MLS# E13865754) - Main View
Open House
For Sale
Added:Oct 6, 2026(1 day ago)
Updated:Oct 6, 2026(1 day ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $799,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 50 x 171.67 ft lot
  • Features a separate entrance, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (5.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Water Heater
  • Efficient radiant heating via gas

Description

Step back in time and discover a home with a story to tell! This stately 1922 Edwardian-style residence is brimming with charm, character, and original architectural details that are becoming increasingly difficult to find. Set in one of Oshawa's most established neighborhoods and backing directly onto Alexandra Park, this distinctive home offers exceptional space and endless possibilities for growing families, multi-generational living, or buyers looking to create something truly special. From the moment you arrive, you'll appreciate the presence and craftsmanship of this character-filled home. Highlights include three inviting porches, beautiful original wood trim and doors, impressive 10" baseboards, double French pocket doors, and timeless stained-glass windows. A separate side entrance to the basement adds further flexibility and potential. The location is hard to beat! Enjoy Alexandra Park right beyond your backyard, while Dr. S.J. Phillips Public School, O'Neill Collegiate & Vocational Institute, and Lakeridge Health Oshawa are all just a short 5-minute walk away. Ready for your decorating vision, this is an exciting opportunity to preserve the beauty and character of a bygone era while creating a home perfectly suited to your own style. Important updates include roof (2016), electrical (2015), gas furnace/boiler (2024), and some newer basement windows.A rare opportunity to own a spacious, character-filled century home in an exceptional Oshawa location.

Upcoming Open Houses

1 Scheduled
Saturday, October 10, 20262:00 PM - 4:00 PMPublic
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Property Summary

This detached home located at 408 Simcoe Street, Oshawa is currently for sale and has been available for 1 day. This property is listed at $799,000 with an estimated mortgage of $2,660* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 408 Simcoe Street, Oshawa is in the O'Neill neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in O'Neill, Oshawa.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in O'Neill, Oshawa.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$799,000
AddedOct 6, 2026 (1 day ago)
UpdatedOct 6, 2026 (1 day ago)
Last Checked22 minutes ago
Transaction TypeFor Sale
List Office NameColdwell Banker 2M Realty

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick
BasementSeparate Entrance, Partially Finished
Lot Size50 × 171.67 Feet
CountyDurham
Annual Tax$7,545.89
Rental ItemsHot Water Heater
Legal DescriptionLT 2 PL 201 Oshawa; S/T & T/W OS227494; Oshawa

Parking & Garage

Parking Total5.0
Parking Space4
Garage Parking1.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

  • Fenced Yard
  • Hospital
  • Park
  • Place Of Worship
  • Public Transit
  • School

Interior Features

  • Water Heater

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Oshawa Home Buyer Advisory & Market HubActive MLS® Listing in Oshawa, Ontario

Looking to Buy a Home in Oshawa?

If you are looking for a house in Oshawa or researching Oshawa real estate for sale, this 4-bedroom detached at 408 Simcoe Street, Oshawa, ON offers an exceptional opportunity to buy a home in Oshawa, Ontario. Whether you are a first-time Oshawa home buyer or comparing active Oshawa MLS® homes for sale, working with a dedicated Oshawa buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Oshawa Homes for Sale & MLS® Listings

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Dedicated Oshawa Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Oshawa realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Oshawa Buyer Budget & Costs

Estimated mortgage: $2,660*/month*. Estimated Ontario Land Transfer Tax: $12,455. First-time Oshawa home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Oshawa

Frequently Asked Questions about 408 Simcoe Street, Oshawa, ON

Q.What is the asking price for 408 Simcoe Street, Oshawa, ON ?

The current listing price for 408 Simcoe Street, Oshawa, ON in O'Neill, Oshawa is $799,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 408 Simcoe Street, Oshawa, ON ?

408 Simcoe Street, Oshawa, ON is a Detached (2 1/2 Storey) featuring a Separate Entrance, Partially Finished basement.

Q.What key property features does 408 Simcoe Street, Oshawa, ON offer?

Key property features include: Fenced Yard, Hospital, Park, Place Of Worship, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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408 Simcoe Street, Oshawa, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

O'Neill, Oshawa

SAFETY RATING8.9 / 10
Low Incident Area
Total Annual Incidents93 incidents / yr
Average Per Month7.8 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

36 assaults (45.0/100k)

Property Security
Low

16 B&E (40.0/100k)

Auto Theft Risk
Low Risk

23 thefts (45.0/100k)

1-Year Trend
â–¼ 4.3%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Durham Regional Police Service (DRPS) Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 408 Simcoe Street N, Oshawa, ON L1G 4T6

Estimated Sales Range
$759,000 - $783,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Configure Loan Settings

Interest Rate4.00%
Down Payment$239,700 (30.0%)
* Minimum Canadian down payment required for this price is $54,900.
Amortization Period30 Years
Estimated Monthly Payment$2,660Based on a loan of $559,300 over 30 years.
Purchase Price$799,000
Loan Amount$559,300
Provincial Land Transfer Tax:$12,455
Total Estimated Closing Taxes:$12,455

About Purchasing a Home in Oshawa, ON

For a property listed at $799,000 in Oshawa, the legal minimum down payment is $54,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,455 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,455.

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O'Neill, Oshawa Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for O'Neill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$1,132,417

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Best Schools in O'Neill, Oshawa

Elementary Schools

Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
R. S. McLaughlin
Public570 Stevenson Road North, Oshawa, Ontario, L1J 5P1
6.4

O'Neill, Oshawa Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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