430 Ridgeway Avenue, Oshawa, ON

$750,000
MLS#:E12032635
5 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 3, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of McLaughlin. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $750,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 40 x 127.92 ft lot
  • Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: In-Law Suite, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome To 430 Ridgeway Avenue, A Delightful Bungalow Offering Exceptional Value And Priced To Impress! Set On A Spacious 40 X 128 Ft Lot In A Peaceful, Well-Established Neighbourhood, This Home Delivers The Ideal Combination Of Comfort, Functionality, And Tremendous Potential. Inside, You'll Find Three Bright, Generously Sized Bedrooms, An Open-Concept Living Space Bathed In Natural Light, And A Warm, Inviting Atmosphere Throughout. The Expansive Backyard Is Perfect For Entertaining, Relaxing, Or Cultivating Your Own Private Retreat. The Real Gem? A Separate Entrance Leading To A Fully Finished In-Law Suite In The Basement, Complete With Two Bedrooms And Above-Grade Windows That Fill The Space With Light Offering Fantastic Rental Potential Or The Perfect Space For Extended Family. Recent Updates Include A Modern 200 Amp Electrical System, Ensuring Peace Of Mind For Years To Come. The Detached Garage Offers Valuable Storage Or Parking, While The Quiet, Family-Friendly Street Enhances The Overall Appeal. Located Just Steps From A Local School, Public Transit, Shops And A Short Drive To Oshawa Centre, The Hospital, And Other Key Amenities, You'll Have Everything You Need Right At Your Fingertips. And With A Price That Reflects Its Outstanding Value, This Home Is A Smart Investment Opportunity With Endless Possibilities. Don't Miss The Chance To Own This Versatile Property. Book Your Showing Today And Make It Yours!

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Property Summary

This detached home located at 430 Ridgeway Avenue, Oshawa is currently for sale and has been available on SousaSells for 485 days. This property is listed at $750,000 with an estimated mortgage of $2,496* per month. It has 5 beds, 2 bathrooms, and is 700-1100 square feet. 430 Ridgeway Avenue, Oshawa is in the McLaughlin neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 17, 2025
Sold price information is available to members only
Listed Date3/20/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished, Separate Entrance
Lot Size40 × 127.92 Feet
CountyDurham
Annual Tax$4,954
Legal DescriptionLT 143 PL 300 EAST WHITBY CITY OF OSHAWA

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

In-Law Suite, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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430 Ridgeway Avenue, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 430 Ridgeway Avenue, Oshawa, ON L1J 2V7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Configure Loan Settings

Interest Rate4.00%
Down Payment$225,000 (30.0%)
* Minimum Canadian down payment required for this price is $50,000.
Amortization Period30 Years
Estimated Monthly Payment$2,496Based on a loan of $525,000 over 30 years.
Purchase Price$750,000
Loan Amount$525,000
Provincial Land Transfer Tax:$11,475
Total Estimated Closing Taxes:$11,475

About Purchasing a Home in Oshawa, ON

For a property listed at $750,000 in Oshawa, the legal minimum down payment is $50,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,475 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for McLaughlin, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$794,273

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Woodcrest
Public506 Woodcrest Avenue, Oshawa, Ontario, L1J 2T8
2.6
Antonine Maillet
Public615 Ridgeway Avenue, Oshawa, Ontario, L1J 2W3
9.1
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7
Adelaide Mclaughlin
Public630 Stevenson Road North, Oshawa, Ontario, L1J 5P1
5.2
Stephen G Saywell
Public855 Roundelay Drive, Oshawa, Ontario, L1J 7V1
6.0

Secondary Schools

R. S. McLaughlin
Public570 Stevenson Road North, Oshawa, Ontario, L1J 5P1
6.4
Monsignor Paul Dwyer
Public700 Stevenson Road North, Oshawa, Ontario, L1J 5P5
5.6
O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.