454 Centre Street, Unit 8, Oshawa, ON

$369,000
MLS#:E13634590
3 beds
1 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
454 Centre Street 108, Oshawa, ON L1H 4C2

Property Highlights

Welcome to this remarkable 2-Storey condo apartment located in the coveted neighborhood of Central. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $369,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1000-1199 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Other
  • Efficient baseboard heating via electric

Description

Welcome to this beautifully maintained 2-storey condo apartment that feels just like a townhouse! This bright and spacious home features 3 generous bedrooms, 1 full washroom, 1 exclusive parking & locker. The functional layout offers a modern kitchen, an open-concept living and dining area, and a spacious living room with direct walk-out access to a private backyard, perfect for relaxing or entertaining. Conveniently located in the heart of Central Oshawa, this home is close to schools, parks, public transit, shopping, restaurants, Durham College, Ontario Tech University, Highway 401, GO Transit, and all essential amenities. An excellent opportunity for first-time home buyers, families, downsizers, or investors seeking comfort, convenience, and value.

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Property Summary

This condo apartment located at 454 Centre Street, Oshawa is currently for sale and has been available on SousaSells for 2 days. This property is listed at $369,000 with an estimated mortgage of $1,228* per month. It has 3 beds, 1 bathroom, and is 1000-1199 square feet. 454 Centre Street, Oshawa is in the Central neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Central, Oshawa.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1000-1199 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Oshawa.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date8/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style2-Storey
ConstructionBrick
BasementNone
CountyDurham
Annual Tax$2,240.9

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeUnderground

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Park
  • School Bus Route

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 454 Centre Street, Unit 8, Oshawa, ON

Q.What is the asking price for 454 Centre Street, Unit 8, Oshawa, ON ?

The current listing price for 454 Centre Street, Unit 8, Oshawa, ON in Central, Oshawa is $369,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1000-1199 sqft.

Q.What property type and architectural style is 454 Centre Street, Unit 8, Oshawa, ON ?

454 Centre Street, Unit 8, Oshawa, ON is a Condo Apartment (2-Storey) featuring a None basement.

Q.What key property features does 454 Centre Street, Unit 8, Oshawa, ON offer?

Key property features include: Park, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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454 Centre Street, Unit 8, Oshawa, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 454 Centre Street 108, Oshawa, ON L1H 4C2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

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Interest Rate4.00%
Down Payment$110,700 (30.0%)
* Minimum Canadian down payment required for this price is $18,450.
Amortization Period30 Years
Estimated Monthly Payment$1,228Based on a loan of $258,300 over 30 years.
Purchase Price$369,000
Loan Amount$258,300
Provincial Land Transfer Tax:$4,010
Total Estimated Closing Taxes:$4,010

About Purchasing a Home in Oshawa, ON

For a property listed at $369,000 in Oshawa, the legal minimum down payment is $18,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,010 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,010.

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Central, Oshawa Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Central, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$837,155

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Best Schools in Central, Oshawa

Elementary Schools

Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Village Union
Public155 Gibb Street, Oshawa, Ontario, L1J 1Y4
3.8
St Hedwig
Public421 Olive Avenue, Oshawa, Ontario, L1H 2R2
0.9
David Bouchard
Public460 Sedan Crescent, Oshawa, Ontario, L1H 6C9
3.0
Clara Hughes
Public610 Taylor Avenue, Oshawa, Ontario, L1H 2E7
4.2

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
Monsignor John Pereyma
Public316 Conant Street, Oshawa, Ontario, L1H 3S6
5.6

Central, Oshawa Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.